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refinance lenders · HMDA 2023–2025

Refinance lenders in Alabama

Fat Boy Data analyzed mortgage refinance activity in Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 29,385 applications were decided by 482 lenders between 2023 and 2025.

Alabama at a glance

482Active lenders138 with 20+ decisions
77.5%Market approval rate22,776 of 29,385 decided
$205KTypical loanmedian lender, $10K brackets
92%Borrower take-up20,858 loans funded

How Alabama compares

Approval rate compared
Alabama77.5%All 616 counties76.5%
Typical loan compared
Alabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Alabama, 2,644 of them.

Mortgage Investors Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 129.

The typical mortgage refinance here is $205K, 31% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 12% approved of 89Amerisave Mortgage Corporation: 14% approved of 96Discover Bank: 29% approved of 437Carrington Mortgage Services, LLC: 42% approved of 125Lakeview Loan Servicing, LLC: 54% approved of 492Mortgage Research Center, LLC: 56% approved of 578Truist Bank: 59% approved of 262Navy Federal Credit Union: 63% approved of 152Homebridge Financial Services, Inc.: 65% approved of 103Newrez LLC: 65% approved of 382PenAir Credit Union: 66% approved of 87Regions Bank: 68% approved of 4,399Loandepot.Com, LLC: 68% approved of 167SouthState Bank, National Association: 69% approved of 145Bank of America, National Association: 69% approved of 120PNC Bank, National Association: 69% approved of 1,373Citizens Bank, National Association: 70% approved of 86Milend, Inc.: 72% approved of 293Wells Fargo Bank, National Association: 72% approved of 233Royal United Mortgage LLC: 73% approved of 302Mutual of Omaha Mortgage, Inc.: 74% approved of 89First Horizon Bank: 76% approved of 182LoanUnited.com, LLC: 76% approved of 88United Community Bank: 76% approved of 156Fairway Independent Mortgage Corporation: 77% approved of 117Alabama Credit Union: 77% approved of 92Cadence Bank: 78% approved of 656Emblem: 79% approved of 105Synovus Bank: 81% approved of 371Rocket Mortgage, LLC: 81% approved of 1,701Trustmark Bank: 81% approved of 533Onity Mortgage Corporation: 82% approved of 93Redstone Federal Credit Union: 82% approved of 1,747Guild Mortgage Company LLC: 83% approved of 93Nationstar Mortgage LLC: 84% approved of 195The First Bank: 85% approved of 85Renasant Bank: 85% approved of 412Amerihome Mortgage Company, LLC: 86% approved of 220Avadian: 86% approved of 199America's First: 87% approved of 369Five Star Credit Union: 87% approved of 86Union Home Mortgage Corp.: 88% approved of 105United Wholesale Mortgage, LLC: 88% approved of 1,888Planet Home Lending, LLC: 88% approved of 256Bryant Bank: 90% approved of 174FirstBank: 90% approved of 146Pennymac Loan Services, LLC: 90% approved of 836New Day Financial, LLC: 90% approved of 111Community Bank of Mississippi: 90% approved of 183Crosscountry Mortgage, LLC: 91% approved of 88Village Capital & Investment LLC: 91% approved of 533Assurance Financial Group, L.L.C.: 91% approved of 93CB&S Bank, Inc.: 92% approved of 87Bank Independent: 94% approved of 181ServisFirst Bank: 96% approved of 138River Bank & Trust: 96% approved of 321Freedom Mortgage Corporation: 97% approved of 1,377Movement Mortgage, LLC: 98% approved of 102Gmfs LLC: 99% approved of 177Mortgage Investors Group, Inc.: 99% approved of 129

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Alabama

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank68%2,972 / 4,39989%$95K2,644
2United Wholesale Mortgage, LLCBroker only88%1,655 / 1,88894%$315K1,555
3Redstone Federal Credit Union82%1,436 / 1,74794%$95K1,348
4Rocket Mortgage, LLC81%1,376 / 1,70191%$255K1,254
5Freedom Mortgage Corporation97%1,338 / 1,37777%$285K1,030

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 477 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Alabama. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Alabama

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Counties in Alabama

Jefferson CountyCountyMobile CountyCountyMadison CountyCountyBaldwin CountyCountyTuscaloosa CountyCountyMontgomery CountyCountyShelby CountyCountyLee CountyCountyMorgan CountyCountyCalhoun CountyCountyHouston CountyCountyLimestone CountyCounty