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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Jefferson County, Alabama

Fat Boy Data analyzed investment property refinance activity in Jefferson County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 910 applications were decided by 144 lenders between 2023 and 2025.

Jefferson County at a glance

144Active lenders7 with 20+ decisions
80.3%Market approval rate731 of 910 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up672 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County80.3%Alabama85.9%All 616 counties77.7%
Typical loan compared
Jefferson County$105KAlabama$115KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Jefferson County, AL, 145 of them.

Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Lenders approved 80.3% of investment property refinance applications in Jefferson County, AL, 5.5 percentage points below the Alabama rate of 85.9%.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 72% approved of 36Cadence Bank: 83% approved of 88Loan Funder LLC: 87% approved of 31Bpl Mortgage, LLC: 89% approved of 53Kiavi Funding, Inc.: 89% approved of 170Renasant Bank: 96% approved of 24Community Bank of Mississippi: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.89%151 / 17096%$95K145
2Cadence Bank83%73 / 8895%$105K69
3Bpl Mortgage, LLC89%47 / 5389%$95K42
4United Wholesale Mortgage, LLCBroker only72%26 / 36100%$105K26
5Loan Funder LLC87%27 / 3196%$125K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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