HomeAlabamaJefferson CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Jefferson County, Alabama

Fat Boy Data analyzed investment cash-out refinance activity in Jefferson County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,240 applications were decided by 157 lenders between 2023 and 2025.

Jefferson County at a glance

157Active lenders12 with 20+ decisions
71.0%Market approval rate880 of 1,240 decided
$115KTypical loanmedian lender, $10K brackets
91%Borrower take-up802 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County71.0%Alabama70.6%All 616 counties73.1%
Typical loan compared
Jefferson County$115KAlabama$125KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Jefferson County, AL, 118 of them.

American Heritage Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 9% approved of 34Lendingone, LLC: 18% approved of 40Hometown Equity Mortgage, LLC: 32% approved of 28Homexpress Mortgage Corp.: 53% approved of 66United Wholesale Mortgage, LLC: 73% approved of 186Champions Funding, LLC: 77% approved of 47Rocket Mortgage, LLC: 79% approved of 29Bpl Mortgage, LLC: 87% approved of 153Loan Funder LLC: 92% approved of 128Velocity Commercial Capital, LLC: 94% approved of 34Dominion Financial Services, LLC: 100% approved of 23American Heritage Lending, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%136 / 18699%$95K135
2Bpl Mortgage, LLC87%133 / 15387%$95K116
3Loan Funder LLC92%118 / 128100%$115K118
4Homexpress Mortgage Corp.Broker only53%35 / 66100%$195K35
5Champions Funding, LLC77%36 / 47100%$135K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 152 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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