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refinance lenders · HMDA 2023–2025

Refinance lenders in Dane County, Wisconsin

Fat Boy Data analyzed mortgage refinance activity in Dane County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,178 applications were decided by 218 lenders between 2023 and 2025.

Dane County at a glance

218Active lenders36 with 20+ decisions
88.9%Market approval rate10,829 of 12,178 decided
$115KTypical loanmedian lender, $10K brackets
96%Borrower take-up10,412 loans funded

How Dane County compares

Approval rate compared
Dane County88.9%Wisconsin85.7%All 616 counties76.5%
Typical loan compared
Dane County$115KWisconsin$115KAll 616 counties$295K

What the data shows

University Of Wisconsin Credit Union made the most mortgage refinances in Dane County, WI, 3,760 of them.

That is 36% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

The Bank of New Glarus approved the highest share of applications among lenders with at least 20 decisions here, 100% of 71.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 62HTLF Bank: 44% approved of 52Connexus Credit Union: 52% approved of 29Lakeview Loan Servicing, LLC: 55% approved of 22Mortgage Research Center, LLC: 65% approved of 20Associated Bank, National Association: 74% approved of 188Bank of Sun Prairie: 81% approved of 70Bank of Deerfield: 86% approved of 21Old National Bank: 86% approved of 141One Community Bank: 86% approved of 51Rocket Mortgage, LLC: 87% approved of 101U.S. Bank National Association: 88% approved of 88University Of Wisconsin Credit Union: 88% approved of 4,378United Wholesale Mortgage, LLC: 88% approved of 97Newrez LLC: 88% approved of 51Nationstar Mortgage LLC: 88% approved of 26Summit Credit Union: 92% approved of 4,336Crosscountry Mortgage, LLC: 92% approved of 24Freedom Mortgage Corporation: 92% approved of 49Bell Bank: 92% approved of 77Fairway Independent Mortgage Corporation: 92% approved of 106Heartland Credit Union (Madison): 93% approved of 111The Park Bank: 93% approved of 313Lake Ridge Bank: 93% approved of 258Prosperity Home Mortgage, LLC: 95% approved of 21Johnson Bank: 95% approved of 108Guild Mortgage Company LLC: 95% approved of 65Wings Financial Credit Union: 95% approved of 22Educated Mortgage Services, LLC: 96% approved of 25Bank Five Nine: 97% approved of 29Blackhawk Community Credit Union: 97% approved of 30Barrington Bank & Trust Company, National Association: 97% approved of 153Thompson Kane & Company, Inc.: 97% approved of 154JPMorgan Chase Bank, National Association: 97% approved of 39Pennymac Loan Services, LLC: 98% approved of 47The Bank of New Glarus: 100% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Dane County

LenderApprovalApprovedTaken upTypical loanLoans made
1University Of Wisconsin Credit Union88%3,836 / 4,37898%$115K3,760
2Summit Credit Union92%3,969 / 4,33694%$105K3,740
3The Park Bank93%291 / 31399%$215K287
4Lake Ridge Bank93%240 / 25898%$135K234
5Associated Bank, National Association74%139 / 18898%$105K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 213 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Dane County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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