Lender profile · HMDA 2023–2025
Lake Ridge Bank mortgage approval rates & lending data
Lake Ridge Bank decided 1,211 mortgage applications and funded 1,110 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 520 / 544 | 98% | $365K | 509 |
| Home improvement loans | 94% | 193 / 205 | 99% | $55K | 191 |
| Cash-out refinance | 73% | 32 / 44 | 100% | $275K | 32 |
| Refinance | 93% | 277 / 297 | 98% | $135K | 271 |
| Investment property purchase | 98% | 80 / 82 | 94% | $285K | 75 |
Lake Ridge Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 94% | $285K | 1,211 | 1,110 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.