HomeWisconsinDane CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Dane County, Wisconsin

Fat Boy Data analyzed home improvement loan activity in Dane County, Wisconsin to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,449 applications were decided by 104 lenders between 2023 and 2025.

Dane County at a glance

104Active lenders22 with 20+ decisions
87.3%Market approval rate6,503 of 7,449 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,128 loans funded

How Dane County compares

Approval rate compared
Dane County87.3%Wisconsin79.1%All 616 counties62.7%
Typical loan compared
Dane County$65KWisconsin$65KAll 616 counties$75K

What the data shows

University Of Wisconsin Credit Union made the most home improvement loans in Dane County, WI, 2,688 of them.

That is 44% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Wings Financial Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

Lenders approved 87.3% of home improvement loan applications in Dane County, WI, 8.2 percentage points above the Wisconsin rate of 79.1%.

Only 1 lender here typically writes at or below $35K: Navy Federal Credit Union.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 48Spring Eq, LLC: 35% approved of 23Bank of America, National Association: 51% approved of 35HTLF Bank: 53% approved of 36U.S. Bank National Association: 61% approved of 127Connexus Credit Union: 66% approved of 47Navy Federal Credit Union: 68% approved of 22BMO Bank National Association: 69% approved of 185Old National Bank: 70% approved of 158Associated Bank, National Association: 71% approved of 230Figure Lending LLC: 81% approved of 36Landmark Credit Union: 85% approved of 62The Park Bank: 87% approved of 91Blackhawk Community Credit Union: 88% approved of 24One Community Bank: 91% approved of 32Summit Credit Union: 91% approved of 2,397University Of Wisconsin Credit Union: 91% approved of 3,081Heartland Credit Union (Madison): 92% approved of 253Johnson Bank: 95% approved of 91Lake Ridge Bank: 95% approved of 175Wings Financial Credit Union: 96% approved of 23Coastal Community Bank: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Dane County

LenderApprovalApprovedTaken upTypical loanLoans made
1University Of Wisconsin Credit Union91%2,807 / 3,08196%$65K2,688
2Summit Credit Union91%2,176 / 2,39792%$65K2,003
3Heartland Credit Union (Madison)92%234 / 25398%$55K230
4Associated Bank, National Association71%164 / 23094%$65K154
5BMO Bank National Association69%127 / 18598%$105K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 99 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Dane County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Dane County

Nearby markets