HomeWashingtonCowlitz CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cowlitz County, Washington

Fat Boy Data analyzed home improvement loan activity in Cowlitz County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,567 applications were decided by 80 lenders between 2023 and 2025.

Cowlitz County at a glance

80Active lenders12 with 20+ decisions
73.6%Market approval rate1,153 of 1,567 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,079 loans funded

How Cowlitz County compares

Approval rate compared
Cowlitz County73.6%Washington68.5%All 616 counties62.7%
Typical loan compared
Cowlitz County$65KWashington$105KAll 616 counties$75K

What the data shows

Fibre Federal Credit Union made the most home improvement loans in Cowlitz County, WA, 499 of them.

That is 46% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Red Canoe Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 91% of 230.

Lenders approved 73.6% of home improvement loan applications in Cowlitz County, WA, 5.1 percentage points above the Washington rate of 68.5%.

The typical home improvement loan here is $65K, 38% smaller than the Washington typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 23Spring Eq, LLC: 35% approved of 20Bank of America, National Association: 42% approved of 48U.S. Bank National Association: 45% approved of 67Boeing Employees Credit Union: 45% approved of 22Columbia Community Credit Union: 66% approved of 89IQ Credit Union: 68% approved of 73Columbia Bank: 70% approved of 37Figure Lending LLC: 71% approved of 21Onpoint Community Credit Union: 74% approved of 34Fibre Federal Credit Union: 77% approved of 697Red Canoe Credit Union: 91% approved of 230

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Cowlitz County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fibre Federal Credit Union77%536 / 69793%$65K499
2Red Canoe Credit Union91%210 / 23098%$65K205
3Columbia Community Credit Union66%59 / 8986%$55K51
4IQ Credit Union68%50 / 73100%$65K50
5U.S. Bank National Association45%30 / 67100%$75K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 75 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Cowlitz County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Cowlitz County

Nearby markets