Refinance lenders in Richmond city, Virginia
Fat Boy Data analyzed mortgage refinance activity in Richmond city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,175 applications were decided by 153 lenders between 2023 and 2025.
Richmond city at a glance
How Richmond city compares
What the data shows
Truist Bank made the most mortgage refinances in Richmond city, VA, 83 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.
The typical mortgage refinance here is $295K, 25% smaller than the Virginia typical of $395K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Richmond city
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Truist Bank | 63% | 91 / 145 | 91% | $155K | 83 |
| 2 | Rocket Mortgage, LLC | 89% | 64 / 72 | 92% | $325K | 59 |
| 3 | Capital Center, L.L.C. | 90% | 63 / 70 | 98% | $365K | 62 |
| 4 | United Wholesale Mortgage, LLCBroker only | 78% | 52 / 67 | 94% | $345K | 49 |
| 5 | Bank of America, National Association | 61% | 33 / 54 | 97% | $185K | 32 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 148 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest mortgage refinance lenders in Richmond city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.