refinance lenders · HMDA 2023–2025

Refinance lenders in Chesterfield County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Chesterfield County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,707 applications were decided by 221 lenders between 2023 and 2025.

Chesterfield County at a glance

221Active lenders37 with 20+ decisions
79.3%Market approval rate2,939 of 3,707 decided
$325KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,682 loans funded

How Chesterfield County compares

Approval rate compared
Chesterfield County79.3%Virginia79.3%All 616 counties76.5%
Typical loan compared
Chesterfield County$325KVirginia$395KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Chesterfield County, VA, 227 of them.

C & F Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

The typical mortgage refinance here is $325K, 18% smaller than the Virginia typical of $395K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 105Carrington Mortgage Services, LLC: 48% approved of 21Spring Eq, LLC: 53% approved of 36Navy Federal Credit Union: 54% approved of 39Mortgage Research Center, LLC: 60% approved of 85Lakeview Loan Servicing, LLC: 60% approved of 55Virginia Federal Credit Union: 62% approved of 61Argent Federal Credit Union: 62% approved of 24First-Citizens Bank & Trust Company: 63% approved of 54Third Federal Savings And Loan Association Of Cleveland: 65% approved of 34Truist Bank: 67% approved of 321Newrez LLC: 70% approved of 83Bank of America, National Association: 71% approved of 110Wells Fargo Bank, National Association: 76% approved of 46Milend, Inc.: 76% approved of 38Citizens and Farmers Bank: 77% approved of 74Mutual of Omaha Mortgage, Inc.: 77% approved of 35Pentagon Federal Credit Union: 78% approved of 27Citizens Bank, National Association: 78% approved of 27Atlantic Union Bank: 78% approved of 93Nationstar Mortgage LLC: 80% approved of 30PNC Bank, National Association: 81% approved of 31United Bank: 83% approved of 35Rocket Mortgage, LLC: 83% approved of 295Movement Mortgage, LLC: 85% approved of 26Call Federal Credit Union: 85% approved of 20Langley Federal Credit Union: 85% approved of 27LoanUnited.com, LLC: 86% approved of 22Capital Center, L.L.C.: 89% approved of 167United Wholesale Mortgage, LLC: 89% approved of 302Village Capital & Investment LLC: 89% approved of 132Planet Home Lending, LLC: 90% approved of 29Pennymac Loan Services, LLC: 90% approved of 132Alcova Mortgage LLC: 91% approved of 44Prosperity Home Mortgage, LLC: 92% approved of 24Freedom Mortgage Corporation: 97% approved of 260C & F Mortgage Corporation: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Chesterfield County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truist Bank67%216 / 32194%$115K204
2United Wholesale Mortgage, LLCBroker only89%268 / 30292%$375K246
3Rocket Mortgage, LLC83%246 / 29592%$325K227
4Freedom Mortgage Corporation97%252 / 26076%$375K191
5Capital Center, L.L.C.89%148 / 167100%$365K148

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 216 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Chesterfield County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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