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refinance lenders · HMDA 2023–2025

Refinance lenders in Henrico County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Henrico County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,816 applications were decided by 205 lenders between 2023 and 2025.

Henrico County at a glance

205Active lenders28 with 20+ decisions
78.3%Market approval rate2,204 of 2,816 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,072 loans funded

How Henrico County compares

Approval rate compared
Henrico County78.3%Virginia79.3%All 616 counties76.5%
Typical loan compared
Henrico County$315KVirginia$395KAll 616 counties$295K

What the data shows

Truist Bank made the most mortgage refinances in Henrico County, VA, 185 of them.

George Mason Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical mortgage refinance here is $315K, 20% smaller than the Virginia typical of $395K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 28% approved of 61Mortgage Research Center, LLC: 45% approved of 22Lakeview Loan Servicing, LLC: 52% approved of 25Citizens and Farmers Bank: 60% approved of 77Newrez LLC: 63% approved of 41Truist Bank: 65% approved of 308Third Federal Savings And Loan Association Of Cleveland: 67% approved of 36Citizens Bank, National Association: 69% approved of 26Bank of America, National Association: 71% approved of 138Langley Federal Credit Union: 74% approved of 27First-Citizens Bank & Trust Company: 74% approved of 27Finance of America Reverse LLC: 76% approved of 25Milend, Inc.: 82% approved of 28Virginia Federal Credit Union: 82% approved of 34Atlantic Union Bank: 84% approved of 92Rocket Mortgage, LLC: 84% approved of 200TowneBank: 84% approved of 32Wells Fargo Bank, National Association: 87% approved of 38JPMorgan Chase Bank, National Association: 87% approved of 31Capital Center, L.L.C.: 88% approved of 200Nationstar Mortgage LLC: 88% approved of 25United Bank: 90% approved of 48Village Capital & Investment LLC: 90% approved of 58United Wholesale Mortgage, LLC: 90% approved of 256Mutual of Omaha Mortgage, Inc.: 93% approved of 30Pennymac Loan Services, LLC: 94% approved of 67Freedom Mortgage Corporation: 95% approved of 130George Mason Mortgage, LLC: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Henrico County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truist Bank65%201 / 30892%$125K185
2United Wholesale Mortgage, LLCBroker only90%230 / 25696%$445K220
3Rocket Mortgage, LLC84%168 / 20092%$315K154
4Capital Center, L.L.C.88%175 / 200100%$405K175
5Bank of America, National Association71%98 / 13897%$105K95

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 200 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Henrico County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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