Lender profile · HMDA 2023–2025
C & F Mortgage Corporation mortgage approval rates & lending data
C & F Mortgage Corporation decided 2,726 mortgage applications and funded 2,625 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,285 / 2,335 | 99% | $315K | 2,265 |
| Cash-out refinance | 92% | 90 / 98 | 97% | $305K | 87 |
| Refinance | 97% | 113 / 117 | 98% | $335K | 111 |
| Investment property purchase | 98% | 132 / 135 | 98% | $305K | 130 |
| Investment cash-out refinance | 78% | 21 / 27 | 90% | $235K | 19 |
C & F Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $345K | 2,352 | 2,279 |
| North Carolina | 97% | $275K | 179 | 170 |
| Maryland | 90% | $265K | 100 | 90 |
| South Carolina | 95% | $265K | 39 | 37 |
| Florida | 96% | $295K | 24 | 23 |
| West Virginia | 79% | $285K | 19 | 15 |
| Georgia | 100% | $305K | 4 | 4 |
| District of Columbia | 100% | $875K | 3 | 3 |
| Pennsylvania | 100% | $385K | 2 | 2 |
| Utah | 0% | — | 2 | 0 |
| Ohio | 100% | $245K | 1 | 1 |
| Tennessee | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.