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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Washington County, Rhode Island

Fat Boy Data analyzed home purchase mortgage activity in Washington County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,060 applications were decided by 208 lenders between 2023 and 2025.

Washington County at a glance

208Active lenders43 with 20+ decisions
92.3%Market approval rate2,826 of 3,060 decided
$405KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,750 loans funded

How Washington County compares

Approval rate compared
Washington County92.3%Rhode Island90.8%All 616 counties87.6%
Typical loan compared
Washington County$405KRhode Island$365KAll 616 counties$335K

What the data shows

The Washington Trust Company, of Westerly made the most home purchase mortgages in Washington County, RI, 228 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 64.

The typical home purchase mortgage here is $405K, 11% larger than the Rhode Island typical of $365K.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%Somerset Federal Credit Union: 68% approved of 28Bank Rhode Island: 74% approved of 27Greenwood Credit Union: 78% approved of 27Bank of America, National Association: 78% approved of 50Citizens Bank, National Association: 79% approved of 141Westerly Community: 85% approved of 103Shamrock Home Loans, Inc.: 86% approved of 22JPMorgan Chase Bank, National Association: 88% approved of 26Mortgage Research Center, LLC: 90% approved of 29Navy Federal Credit Union: 90% approved of 70Mortgage Equity Partners LLC: 90% approved of 41Paramount Residential Mortgage Group, Inc.: 90% approved of 31Berkshire Bank: 91% approved of 22Centreville Bank: 91% approved of 94Northpointe Bank: 92% approved of 36The Washington Trust Company, of Westerly: 92% approved of 260Harborone Mortgage, LLC: 93% approved of 68Rocket Mortgage, LLC: 93% approved of 58Eastern Bank: 93% approved of 44United Wholesale Mortgage, LLC: 93% approved of 89Pennymac Loan Services, LLC: 93% approved of 30BankNewport: 94% approved of 78Cmg Mortgage, Inc.: 94% approved of 53COASTAL1 Credit Union: 95% approved of 39The People's Credit Union: 95% approved of 22Loandepot.Com, LLC: 95% approved of 22Chelsea Groton Bank: 96% approved of 23U.S. Bank National Association: 96% approved of 27Province Mortgage Associates, Inc.: 96% approved of 28Shoreham Bank: 97% approved of 29Semper Home Loans, Inc: 97% approved of 35American Neighborhood Mortgage Acceptance Company LLC: 97% approved of 36Embrace Home Loans, Inc.: 97% approved of 37Guild Mortgage Company LLC: 98% approved of 94Baycoast Mortgage Company, LLC: 98% approved of 60Navigant Credit Union: 98% approved of 122Movement Mortgage, LLC: 98% approved of 190Crosscountry Mortgage, LLC: 98% approved of 64Nfm, Inc.: 100% approved of 64Primary Residential Mortgage, Inc.: 100% approved of 57Guaranteed Rate, Inc.: 100% approved of 36Washington Trust Mortgage Company LLC: 100% approved of 28Guaranteed Rate Affinity, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Washington Trust Company, of Westerly92%239 / 26095%$375K228
2Movement Mortgage, LLC98%187 / 19095%$435K177
3Citizens Bank, National Association79%112 / 14198%$355K110
4Navigant Credit Union98%120 / 12298%$435K118
5Westerly Community85%88 / 103100%$355K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 203 more lenders.

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Nearby markets

All lending in Washington CountyCounty overviewMortgage lenders across Rhode IslandStatewideKent CountyNearby county