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refinance lenders · HMDA 2023–2025

Refinance lenders in Philadelphia County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Philadelphia County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,793 applications were decided by 280 lenders between 2023 and 2025.

Philadelphia County at a glance

280Active lenders51 with 20+ decisions
64.8%Market approval rate4,400 of 6,793 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,117 loans funded

How Philadelphia County compares

Approval rate compared
Philadelphia County64.8%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Philadelphia County$135KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Philadelphia County, PA, 814 of them.

MortgageCountry, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Lenders approved 64.8% of mortgage refinance applications in Philadelphia County, PA, 11.0 percentage points below the Pennsylvania rate of 75.8%.

The typical mortgage refinance here is $135K, 17% larger than the Pennsylvania typical of $115K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 0% approved of 29Amerisave Mortgage Corporation: 6% approved of 34Spring Eq, LLC: 21% approved of 33Discover Bank: 24% approved of 181Carrington Mortgage Services, LLC: 29% approved of 21Navy Federal Credit Union: 33% approved of 30Truist Bank: 34% approved of 44Lakeview Loan Servicing, LLC: 36% approved of 121Firstrust Savings Bank: 45% approved of 47Newrez LLC: 46% approved of 103New American Funding, LLC: 46% approved of 26Bank of America, National Association: 47% approved of 86Philadelphia Federal Credit Union: 47% approved of 123American Heritage FCU: 50% approved of 210Fulton Bank, National Association: 51% approved of 37Loandepot.Com, LLC: 52% approved of 33Mortgage Research Center, LLC: 53% approved of 66Manufacturers and Traders Trust Company: 57% approved of 49Royal United Mortgage LLC: 60% approved of 98Citizens Bank, National Association: 61% approved of 1,410Freedom: 61% approved of 101TD Bank, National Association: 64% approved of 179PNC Bank, National Association: 65% approved of 519Cmg Mortgage, Inc.: 65% approved of 26Franklin Mint: 65% approved of 26Wells Fargo Bank, National Association: 66% approved of 182Trumark Credit Union: 67% approved of 212Wilmington Savings Fund Society, FSB: 69% approved of 144Pennsylvania State Employees Credit Union: 70% approved of 27Amerihome Mortgage Company, LLC: 70% approved of 27Rocket Mortgage, LLC: 71% approved of 336Planet Home Lending, LLC: 71% approved of 34S&T Bank: 71% approved of 21Prosperity Home Mortgage, LLC: 72% approved of 74Milend, Inc.: 72% approved of 291st Colonial Community Bank: 75% approved of 20Police & Fire Federal Credit Union: 75% approved of 105Finance of America Reverse LLC: 76% approved of 33Nationstar Mortgage LLC: 78% approved of 36Pennymac Loan Services, LLC: 78% approved of 153Ardent Federal Credit Union: 79% approved of 39United Wholesale Mortgage, LLC: 80% approved of 239Mutual of Omaha Mortgage, Inc.: 84% approved of 62Univest Bank and Trust Co.: 86% approved of 29Freedom Mortgage Corporation: 86% approved of 132Guaranteed Rate, Inc.: 90% approved of 58JPMorgan Chase Bank, National Association: 93% approved of 41Movement Mortgage, LLC: 94% approved of 80Village Capital & Investment LLC: 97% approved of 62Crosscountry Mortgage, LLC: 98% approved of 113MortgageCountry, LLC: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Philadelphia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association61%861 / 1,41095%$125K814
2PNC Bank, National Association65%335 / 51996%$105K322
3Rocket Mortgage, LLC71%237 / 33691%$225K215
4United Wholesale Mortgage, LLCBroker only80%191 / 23994%$275K180
5Trumark Credit Union67%143 / 21294%$105K134

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 275 more lenders.

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Other lending data for Philadelphia County

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Nearby markets

All lending in Philadelphia CountyCounty overviewRefinance across PennsylvaniaStatewideBucks CountyNearby countyDelaware CountyNearby county