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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Philadelphia County, Pennsylvania

Fat Boy Data analyzed investment property refinance activity in Philadelphia County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,437 applications were decided by 234 lenders between 2023 and 2025.

Philadelphia County at a glance

234Active lenders37 with 20+ decisions
76.8%Market approval rate2,639 of 3,437 decided
$175KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,396 loans funded

How Philadelphia County compares

Approval rate compared
Philadelphia County76.8%Pennsylvania79.2%All 616 counties77.7%
Typical loan compared
Philadelphia County$175KPennsylvania$155KAll 616 counties$235K

What the data shows

Philadelphia Federal Credit Union made the most investment property refinances in Philadelphia County, PA, 480 of them.

Parke Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

The typical investment property refinance here is $175K, 13% larger than the Pennsylvania typical of $155K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 7% approved of 29Lendingone, LLC: 26% approved of 46Citizens Bank, National Association: 28% approved of 43Hometown Equity Mortgage, LLC: 37% approved of 41Fulton Bank, National Association: 40% approved of 20Homexpress Mortgage Corp.: 41% approved of 39PNC Bank, National Association: 42% approved of 26Wells Fargo Bank, National Association: 43% approved of 35Rocket Mortgage, LLC: 50% approved of 36TD Bank, National Association: 51% approved of 45American Heritage FCU: 52% approved of 29Temple View Capital Funding, Lp: 57% approved of 21Wilmington Savings Fund Society, FSB: 58% approved of 71Champions Funding, LLC: 62% approved of 26Trumark Credit Union: 62% approved of 60United Wholesale Mortgage, LLC: 69% approved of 55Ice Lender Holdings LLC: 73% approved of 45Loan Funder LLC: 76% approved of 84Lima One Capital, LLC: 76% approved of 38American Heritage Lending, LLC: 79% approved of 28S&T Bank: 82% approved of 45Philadelphia Federal Credit Union: 83% approved of 593Foundation Mortgage Corporation: 83% approved of 35Abl Rpc Residential Credit Acquisition LLC: 85% approved of 27Bpl Mortgage, LLC: 87% approved of 120Kiavi Funding, Inc.: 87% approved of 550Movement Mortgage, LLC: 90% approved of 20Univest Bank and Trust Co.: 92% approved of 48Citadel Servicing Corporation: 92% approved of 38Crosscountry Mortgage, LLC: 96% approved of 23Ark Mortgage, Inc.: 97% approved of 29Velocity Commercial Capital, LLC: 97% approved of 34Constructive Loans, LLC: 98% approved of 64Dominion Financial Services, LLC: 100% approved of 109Parke Bank: 100% approved of 41FM Home Loans, LLC: 100% approved of 39Hyperion Bank: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Philadelphia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Philadelphia Federal Credit Union83%490 / 59398%$175K480
2Kiavi Funding, Inc.87%478 / 55097%$165K465
3Bpl Mortgage, LLC87%104 / 12082%$165K85
4Dominion Financial Services, LLCBroker only100%109 / 10963%$205K69
5Loan Funder LLC76%64 / 8489%$175K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 229 more lenders.

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