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refinance lenders · HMDA 2023–2025

Refinance lenders in Bucks County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Bucks County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,819 applications were decided by 316 lenders between 2023 and 2025.

Bucks County at a glance

316Active lenders54 with 20+ decisions
77.6%Market approval rate5,295 of 6,819 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,045 loans funded

How Bucks County compares

Approval rate compared
Bucks County77.6%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Bucks County$205KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Bucks County, PA, 1,014 of them.

Merck Sharp & Dohme Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 97.

The typical mortgage refinance here is $205K, 78% larger than the Pennsylvania typical of $115K.

Approval rate of all 54 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 161Spring Eq, LLC: 48% approved of 42Members 1St: 54% approved of 26Pentagon Federal Credit Union: 55% approved of 31Mortgage Research Center, LLC: 55% approved of 29Lakeview Loan Servicing, LLC: 58% approved of 59Truist Bank: 58% approved of 95Fulton Bank, National Association: 64% approved of 47KeyBank National Association: 64% approved of 39William Penn Bank: 65% approved of 20Newrez LLC: 65% approved of 75Manufacturers and Traders Trust Company: 67% approved of 63Bank of America, National Association: 68% approved of 168Firstrust Savings Bank: 70% approved of 53American Heritage FCU: 72% approved of 230Wilmington Savings Fund Society, FSB: 74% approved of 76Citizens Bank, National Association: 74% approved of 1,4161st Colonial Community Bank: 75% approved of 20Royal United Mortgage LLC: 75% approved of 20TD Bank, National Association: 75% approved of 269Trumark Credit Union: 77% approved of 220Wells Fargo Bank, National Association: 77% approved of 31QNB Bank: 78% approved of 67Cmg Mortgage, Inc.: 78% approved of 37Third Federal Savings And Loan Association Of Cleveland: 79% approved of 96PNC Bank, National Association: 81% approved of 492Rocket Mortgage, LLC: 82% approved of 232Franklin Mint: 83% approved of 23Police & Fire Federal Credit Union: 84% approved of 80U.S. Bank National Association: 84% approved of 25First National Bank and Trust Company of Newtown: 84% approved of 58Pennsylvania State Employees Credit Union: 85% approved of 33Pennymac Loan Services, LLC: 85% approved of 107Univest Bank and Trust Co.: 85% approved of 141Citizens & Northern Bank: 86% approved of 28Mutual of Omaha Mortgage, Inc.: 86% approved of 43Provident Funding Associates, L.P.: 87% approved of 39Freedom Mortgage Corporation: 88% approved of 72LENDING CAPITAL GROUP Inc: 88% approved of 32Loandepot.Com, LLC: 88% approved of 26Prosperity Home Mortgage, LLC: 89% approved of 35Penn Community Bank: 89% approved of 332United Wholesale Mortgage, LLC: 91% approved of 244JPMorgan Chase Bank, National Association: 91% approved of 22Longbridge Financial, LLC: 91% approved of 22Freedom: 92% approved of 39Nationstar Mortgage LLC: 93% approved of 27Village Capital & Investment LLC: 93% approved of 41Hatboro Federal Savings, FA: 93% approved of 28Union Home Mortgage Corp.: 95% approved of 20Crosscountry Mortgage, LLC: 96% approved of 47Movement Mortgage, LLC: 98% approved of 46Guaranteed Rate, Inc.: 98% approved of 48Merck Sharp & Dohme Federal Credit Union: 99% approved of 97

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Bucks County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association74%1,048 / 1,41697%$205K1,014
2PNC Bank, National Association81%398 / 49297%$155K385
3Penn Community Bank89%295 / 33298%$105K289
4TD Bank, National Association75%202 / 26997%$205K195
5United Wholesale Mortgage, LLCBroker only91%221 / 24494%$405K207

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 311 more lenders.

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Other lending data for Bucks County

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Nearby markets

All lending in Bucks CountyCounty overviewRefinance across PennsylvaniaStatewideMercer CountyNearby countyLehigh CountyNearby county