Cash-out refinance lenders in Philadelphia County, Pennsylvania
Fat Boy Data analyzed cash-out refinance activity in Philadelphia County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,224 applications were decided by 289 lenders between 2023 and 2025.
Philadelphia County at a glance
How Philadelphia County compares
What the data shows
Police & Fire Federal Credit Union made the most cash-out refinances in Philadelphia County, PA, 3,298 of them.
That is 42% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 71.
Lenders approved 54.6% of cash-out refinance applications in Philadelphia County, PA, 11.5 percentage points below the Pennsylvania rate of 66.1%.
The typical cash-out refinance here is $125K, 14% smaller than the Pennsylvania typical of $145K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Philadelphia County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Police & Fire Federal Credit Union | 53% | 3,361 / 6,326 | 98% | $55K | 3,298 |
| 2 | Rocket Mortgage, LLC | 70% | 1,200 / 1,718 | 96% | $145K | 1,158 |
| 3 | Amerisave Mortgage Corporation | 18% | 151 / 827 | 97% | $105K | 147 |
| 4 | United Wholesale Mortgage, LLCBroker only | 67% | 366 / 550 | 96% | $185K | 351 |
| 5 | Newrez LLC | 37% | 181 / 486 | 97% | $125K | 175 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 284 more lenders.
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