refinance lenders · HMDA 2023–2025

Refinance lenders in Mercer County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Mercer County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,090 applications were decided by 79 lenders between 2023 and 2025.

Mercer County at a glance

79Active lenders10 with 20+ decisions
73.9%Market approval rate805 of 1,090 decided
$85KTypical loanmedian lender, $10K brackets
96%Borrower take-up774 loans funded

How Mercer County compares

Approval rate compared
Mercer County73.9%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Mercer County$85KPennsylvania$115KAll 616 counties$295K

What the data shows

First National Bank of Pennsylvania made the most mortgage refinances in Mercer County, PA, 205 of them.

That is 26% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Greenville Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 108.

The typical mortgage refinance here is $85K, 26% smaller than the Pennsylvania typical of $115K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 12% approved of 24The Huntington National Bank: 56% approved of 135Royal United Mortgage LLC: 67% approved of 21First National Bank of Pennsylvania: 71% approved of 290Citizens Bank, National Association: 75% approved of 76Mercer County Community: 76% approved of 29PNC Bank, National Association: 78% approved of 94Rocket Mortgage, LLC: 82% approved of 33Mercer County State Bank: 84% approved of 55Greenville Savings Bank: 94% approved of 108

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Mercer County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Pennsylvania71%207 / 29099%$75K205
2The Huntington National Bank56%76 / 13592%$85K70
3Greenville Savings Bank94%102 / 10896%$85K98
4PNC Bank, National Association78%73 / 94100%$85K73
5Citizens Bank, National Association75%57 / 7698%$105K56

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 74 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Mercer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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