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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Mercer County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Mercer County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,558 applications were decided by 69 lenders between 2023 and 2025.

Mercer County at a glance

69Active lenders10 with 20+ decisions
67.7%Market approval rate1,054 of 1,558 decided
$55KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,025 loans funded

How Mercer County compares

Approval rate compared
Mercer County67.7%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Mercer County$55KPennsylvania$65KAll 616 counties$75K

What the data shows

First National Bank of Pennsylvania made the most home improvement loans in Mercer County, PA, 268 of them.

That is 26% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Grove City Area Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 102.

The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.

Only 3 lenders here typically write at or below $35K: Mercer County Community, Grove City Area Federal Credit Union, Pennsylvania State Employees Credit Union.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%The Huntington National Bank: 47% approved of 237Citizens Bank, National Association: 47% approved of 85Rocket Mortgage, LLC: 55% approved of 20PNC Bank, National Association: 57% approved of 124First National Bank of Pennsylvania: 66% approved of 409Mercer County State Bank: 86% approved of 104Greenville Savings Bank: 91% approved of 163Pennsylvania State Employees Credit Union: 92% approved of 37Mercer County Community: 97% approved of 37Grove City Area Federal Credit Union: 100% approved of 102

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Mercer County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Pennsylvania66%271 / 40999%$55K268
2The Huntington National Bank47%111 / 23796%$55K106
3Greenville Savings Bank91%149 / 16398%$45K146
4PNC Bank, National Association57%71 / 12497%$65K69
5Mercer County State Bank86%89 / 10499%$45K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 64 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Mercer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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