refinance lenders · HMDA 2023–2025

Refinance lenders in Butler County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Butler County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,359 applications were decided by 147 lenders between 2023 and 2025.

Butler County at a glance

147Active lenders18 with 20+ decisions
80.0%Market approval rate1,888 of 2,359 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,802 loans funded

How Butler County compares

Approval rate compared
Butler County80.0%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Butler County$125KPennsylvania$115KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Butler County, PA, 230 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 92% of 26.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 17% approved of 23Nextier Bank, N.A.tional Association: 65% approved of 40The Huntington National Bank: 69% approved of 97First National Bank of Pennsylvania: 72% approved of 225Sru: 73% approved of 22First Commonwealth Bank: 74% approved of 173Citizens Bank, National Association: 76% approved of 276S&T Bank: 79% approved of 34Rocket Mortgage, LLC: 80% approved of 103Clearview Federal Credit Union: 81% approved of 53Dollar Bank, Federal Savings Bank: 81% approved of 188USX Federal Credit Union: 85% approved of 52PNC Bank, National Association: 86% approved of 273Armco Credit Union: 89% approved of 177WesBanco Bank, Inc.: 91% approved of 33Pennymac Loan Services, LLC: 91% approved of 33United Wholesale Mortgage, LLC: 92% approved of 98Freedom Mortgage Corporation: 92% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Butler County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association76%209 / 27694%$175K197
2PNC Bank, National Association86%236 / 27397%$105K230
3First National Bank of Pennsylvania72%162 / 22599%$155K160
4Dollar Bank, Federal Savings Bank81%153 / 18894%$115K144
5Armco Credit Union89%158 / 177100%$85K158

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 142 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Butler County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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