Lender profile · HMDA 2023–2025
Mercer County State Bank mortgage approval rates & lending data
Mercer County State Bank decided 315 mortgage applications and funded 251 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 68% | 54 / 79 | 96% | $125K | 52 |
| Home improvement loans | 87% | 97 / 112 | 99% | $45K | 96 |
| Refinance | 86% | 54 / 63 | 100% | $95K | 54 |
| Investment property purchase | 92% | 36 / 39 | 83% | $105K | 30 |
Mercer County State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 84% | $95K | 312 | 249 |
| Ohio | 67% | $75K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.