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refinance lenders · HMDA 2023–2025

Refinance lenders in Berks County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Berks County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,540 applications were decided by 215 lenders between 2023 and 2025.

Berks County at a glance

215Active lenders35 with 20+ decisions
76.5%Market approval rate3,475 of 4,540 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,313 loans funded

How Berks County compares

Approval rate compared
Berks County76.5%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Berks County$115KPennsylvania$115KAll 616 counties$295K

What the data shows

Diamond Credit Union made the most mortgage refinances in Berks County, PA, 452 of them.

Lendage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 34% approved of 104Lakeview Loan Servicing, LLC: 36% approved of 28First National Bank of Pennsylvania: 56% approved of 185Milend, Inc.: 57% approved of 21Bank of America, National Association: 58% approved of 24Truist Bank: 60% approved of 311Mortgage Research Center, LLC: 62% approved of 32Newrez LLC: 67% approved of 39Members 1St: 67% approved of 252PNC Bank, National Association: 69% approved of 52Wells Fargo Bank, National Association: 74% approved of 39Citizens Bank, National Association: 74% approved of 427Fulton Bank, National Association: 75% approved of 142Tompkins Bank & Trust: 77% approved of 167United Wholesale Mortgage, LLC: 78% approved of 139Pennsylvania State Employees Credit Union: 79% approved of 61Rocket Mortgage, LLC: 80% approved of 177Mid Penn Bank: 81% approved of 21Diamond Credit Union: 83% approved of 591First Commonwealth Federal Credit Union: 85% approved of 60Pennymac Loan Services, LLC: 86% approved of 69The Ephrata National Bank: 86% approved of 42Riverfront Federal Credit Union: 86% approved of 189Crosscountry Mortgage, LLC: 86% approved of 37Utilities Employees Credit Union: 87% approved of 23Discovery Federal Credit Union: 87% approved of 54Royal United Mortgage LLC: 88% approved of 24Village Capital & Investment LLC: 88% approved of 24Manufacturers and Traders Trust Company: 88% approved of 258Cmg Mortgage, Inc.: 91% approved of 22Univest Bank and Trust Co.: 94% approved of 32Mortgage America, Inc.: 96% approved of 23Freedom Mortgage Corporation: 97% approved of 76Fleetwood Bank: 97% approved of 38Lendage, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Berks County

LenderApprovalApprovedTaken upTypical loanLoans made
1Diamond Credit Union83%492 / 59192%$85K452
2Citizens Bank, National Association74%318 / 42797%$125K310
3Truist Bank60%187 / 31196%$105K179
4Manufacturers and Traders Trust Company88%226 / 25898%$105K222
5Members 1St67%169 / 25298%$105K165

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 210 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Berks County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Berks County

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Nearby markets

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