Investment property refinance lenders in Erie County, Pennsylvania
Fat Boy Data analyzed investment property refinance activity in Erie County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 165 applications were decided by 31 lenders between 2023 and 2025.
Erie County at a glance
How Erie County compares
What the data shows
Erie Federal Credit Union made the most investment property refinances in Erie County, PA, 50 of them.
That is 37% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Erie Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 53.
Lenders approved 84.2% of investment property refinance applications in Erie County, PA, 5.1 percentage points above the Pennsylvania rate of 79.2%.
The typical investment property refinance here is $105K, 32% smaller than the Pennsylvania typical of $155K.
Investment property refinance lenders in Erie County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Erie Federal Credit Union | 96% | 51 / 53 | 98% | $105K | 50 |
| 2 | Mercer County State BankLimited sample | 100% | 14 / 14 | 93% | $105K | 13 |
| 3 | Marquette Savings BankLimited sample | 91% | 10 / 11 | 100% | $135K | 10 |
| 4 | United Wholesale Mortgage, LLCBroker only | 44% | 4 / 9 | 100% | $85K | 4 |
| 5 | CNB BankLimited sample | 88% | 7 / 8 | 100% | $105K | 7 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 26 more lenders.
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