Lender profile · HMDA 2023–2025
CNB Bank mortgage approval rates & lending data
CNB Bank decided 2,049 mortgage applications and funded 1,732 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 528 / 595 | 98% | $215K | 517 |
| Home improvement loans | 83% | 601 / 727 | 98% | $105K | 591 |
| Refinance | 87% | 440 / 505 | 98% | $175K | 432 |
| Investment property purchase | 91% | 127 / 140 | 98% | $115K | 124 |
| Investment refinance | 88% | 35 / 40 | 97% | $215K | 34 |
| Investment home improvement | 81% | 26 / 32 | 96% | $65K | 25 |
CNB Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 89% | $145K | 872 | 769 |
| New York | 82% | $175K | 781 | 624 |
| Ohio | 87% | $225K | 315 | 267 |
| Florida | 87% | $425K | 31 | 26 |
| South Carolina | 100% | $65K | 13 | 13 |
| North Carolina | 100% | $275K | 10 | 10 |
| Virginia | 100% | $245K | 5 | 5 |
| Tennessee | 100% | $225K | 4 | 4 |
| Illinois | 100% | $285K | 3 | 3 |
| California | 0% | — | 2 | 0 |
| Delaware | 50% | $505K | 2 | 1 |
| Maryland | 100% | $105K | 2 | 2 |
| Minnesota | 100% | $905K | 2 | 1 |
| New Jersey | 100% | $1M | 2 | 2 |
| Arizona | 100% | $2.17M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.