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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Erie County, Pennsylvania

Fat Boy Data analyzed investment home improvement loan activity in Erie County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 139 applications were decided by 30 lenders between 2023 and 2025.

Erie County at a glance

30Active lenders1 with 20+ decisions
53.2%Market approval rate74 of 139 decided
$55KTypical loanmedian lender, $10K brackets
95%Borrower take-up70 loans funded

How Erie County compares

Approval rate compared
Erie County53.2%Pennsylvania50.2%All 616 counties51.2%
Typical loan compared
Erie County$55KPennsylvania$95KAll 616 counties$115K

What the data shows

Marquette Savings Bank made the most investment home improvement loans in Erie County, PA, 14 of them.

Erie Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 29% of 28.

The typical investment home improvement loan here is $55K, 42% smaller than the Pennsylvania typical of $95K.

Only 1 lender here typically writes at or below $35K: Erie Federal Credit Union.

Investment property improvement lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1Erie Federal Credit Union29%8 / 28100%$35K8
2Marquette Savings BankLimited sample84%16 / 1988%$55K14
3Northwest BankLimited sample83%10 / 12100%$45K10
4First National Bank of PennsylvaniaLimited sample50%4 / 8100%$75K4
5PNC Bank, National AssociationLimited sample43%3 / 7100%$105K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 25 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Erie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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