Home improvement loan lenders in Linn County, Oregon
Fat Boy Data analyzed home improvement loan activity in Linn County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,260 applications were decided by 75 lenders between 2023 and 2025.
Linn County at a glance
How Linn County compares
What the data shows
Oregon State Credit Union made the most home improvement loans in Linn County, OR, 193 of them.
CENTRAL WILLAMETTE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Linn County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Oregon State Credit Union | 92% | 196 / 213 | 98% | $75K | 193 |
| 2 | U.S. Bank National Association | 55% | 61 / 111 | 98% | $85K | 60 |
| 3 | Selco Community | 75% | 83 / 111 | 89% | $75K | 74 |
| 4 | Columbia Bank | 74% | 79 / 107 | 97% | $65K | 77 |
| 5 | Oregon Community | 73% | 61 / 84 | 95% | $65K | 58 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 70 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Linn County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Approval and take-up rates
- Typical loan and full range
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- Branch count and how to apply
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