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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cleveland County, Oklahoma

Fat Boy Data analyzed home improvement loan activity in Cleveland County, Oklahoma to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,902 applications were decided by 80 lenders between 2023 and 2025.

Cleveland County at a glance

80Active lenders17 with 20+ decisions
67.0%Market approval rate1,274 of 1,902 decided
$55KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,149 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County67.0%Oklahoma67.1%All 616 counties62.7%
Typical loan compared
Cleveland County$55KOklahoma$55KAll 616 counties$75K

What the data shows

Tinker Federal Credit Union made the most home improvement loans in Cleveland County, OK, 251 of them.

WEOKIE Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 99.

Only 1 lender here typically writes at or below $35K: First Fidelity Bank.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 24% approved of 63Bank of America, National Association: 30% approved of 88Discover Bank: 33% approved of 86First Fidelity Bank: 45% approved of 38MidFirst Bank: 49% approved of 71Fidelity Bank, National Association: 58% approved of 36Navy Federal Credit Union: 60% approved of 65BOKF, National Association: 64% approved of 192Arvest Bank: 65% approved of 110Figure Lending LLC: 71% approved of 49Tinker Federal Credit Union: 76% approved of 376Armstrong Bank: 80% approved of 70BancFirst: 83% approved of 120First United Bank and Trust Company: 83% approved of 72Communication Federal Credit Union: 88% approved of 81WEOKIE Federal Credit Union: 88% approved of 99Coastal Community Bank: 100% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Tinker Federal Credit Union76%286 / 37688%$55K251
2BOKF, National Association64%122 / 19296%$55K117
3BancFirst83%100 / 12091%$45K91
4Arvest Bank65%71 / 11096%$65K68
5WEOKIE Federal Credit Union88%87 / 99100%$55K87

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 75 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Cleveland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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