Lender profile · HMDA 2023–2025
BancFirst mortgage approval rates & lending data
BancFirst decided 4,882 mortgage applications and funded 4,005 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,230 / 1,332 | 83% | $205K | 1,022 |
| Home improvement loans | 78% | 744 / 952 | 86% | $55K | 642 |
| Cash-out refinance | 86% | 32 / 37 | 88% | $225K | 28 |
| Refinance | 89% | 592 / 666 | 92% | $85K | 547 |
| Investment property purchase | 98% | 1,233 / 1,256 | 95% | $135K | 1,168 |
| Investment refinance | 98% | 432 / 441 | 99% | $105K | 428 |
| Investment home improvement | 89% | 173 / 194 | 97% | $65K | 167 |
BancFirst lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 91% | $135K | 4,835 | 3,962 |
| Texas | 100% | $105K | 23 | 22 |
| Missouri | 100% | $45K | 8 | 8 |
| California | 100% | $1.33M | 3 | 3 |
| Alabama | 100% | $185K | 2 | 2 |
| Florida | 100% | $365K | 2 | 2 |
| Illinois | 50% | — | 2 | 0 |
| Arizona | 100% | $5.80M | 1 | 1 |
| Arkansas | 100% | $295K | 1 | 1 |
| Colorado | 100% | $605K | 1 | 1 |
| Indiana | 100% | $155K | 1 | 1 |
| Michigan | 100% | $225K | 1 | 1 |
| North Carolina | 100% | — | 1 | 0 |
| South Carolina | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.