refinance lenders · HMDA 2023–2025

Refinance lenders in Cleveland County, Oklahoma

Fat Boy Data analyzed mortgage refinance activity in Cleveland County, Oklahoma to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,913 applications were decided by 170 lenders between 2023 and 2025.

Cleveland County at a glance

170Active lenders20 with 20+ decisions
79.2%Market approval rate1,515 of 1,913 decided
$225KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,391 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County79.2%Oklahoma77.2%All 616 counties76.5%
Typical loan compared
Cleveland County$225KOklahoma$235KAll 616 counties$295K

What the data shows

First United Bank and Trust Company made the most mortgage refinances in Cleveland County, OK, 176 of them.

Armstrong Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 25.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 34Lakeview Loan Servicing, LLC: 35% approved of 26Carrington Mortgage Services, LLC: 39% approved of 23First Fidelity Bank: 50% approved of 46Mortgage Research Center, LLC: 61% approved of 61Newrez LLC: 73% approved of 30Rocket Mortgage, LLC: 79% approved of 136MidFirst Bank: 79% approved of 47Planet Home Lending, LLC: 81% approved of 21Arvest Bank: 81% approved of 53BOKF, National Association: 86% approved of 77WEOKIE Federal Credit Union: 86% approved of 36Village Capital & Investment LLC: 87% approved of 52United Wholesale Mortgage, LLC: 89% approved of 144Pennymac Loan Services, LLC: 90% approved of 63First United Bank and Trust Company: 90% approved of 200BancFirst: 92% approved of 75Gateway First Bank: 94% approved of 31Freedom Mortgage Corporation: 94% approved of 90Armstrong Bank: 96% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1First United Bank and Trust Company90%181 / 20097%$135K176
2United Wholesale Mortgage, LLCBroker only89%128 / 14491%$295K116
3Rocket Mortgage, LLC79%107 / 13686%$255K92
4Freedom Mortgage Corporation94%85 / 9078%$255K66
5BOKF, National Association86%66 / 7797%$75K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 165 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Cleveland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Cleveland County

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