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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Oklahoma County, Oklahoma

Fat Boy Data analyzed home improvement loan activity in Oklahoma County, Oklahoma to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,045 applications were decided by 121 lenders between 2023 and 2025.

Oklahoma County at a glance

121Active lenders27 with 20+ decisions
66.3%Market approval rate3,345 of 5,045 decided
$55KTypical loanmedian lender, $10K brackets
88%Borrower take-up2,941 loans funded

How Oklahoma County compares

Approval rate compared
Oklahoma County66.3%Oklahoma67.1%All 616 counties62.7%
Typical loan compared
Oklahoma County$55KOklahoma$55KAll 616 counties$75K

What the data shows

Tinker Federal Credit Union made the most home improvement loans in Oklahoma County, OK, 548 of them.

Oklahoma Educators Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Only 1 lender here typically writes at or below $35K: UMB Bank, National Association.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%First Fidelity Bank: 24% approved of 58Bank of America, National Association: 30% approved of 254BMO Bank National Association: 32% approved of 28U.S. Bank National Association: 35% approved of 140Discover Bank: 38% approved of 160Spring Eq, LLC: 40% approved of 62Fidelity Bank, National Association: 49% approved of 108UMB Bank, National Association: 50% approved of 22BOKF, National Association: 57% approved of 609MidFirst Bank: 57% approved of 284Arvest Bank: 59% approved of 228Navy Federal Credit Union: 63% approved of 157Simmons Bank: 67% approved of 24PNC Bank, National Association: 72% approved of 29Rocket Mortgage, LLC: 74% approved of 47FNB Community Bank: 75% approved of 91Figure Lending LLC: 75% approved of 112Tinker Federal Credit Union: 75% approved of 865First United Bank and Trust Company: 77% approved of 86BancFirst: 77% approved of 461Allegiance Federal Credit Union: 77% approved of 44TTCU Federal Credit Union: 80% approved of 41Communication Federal Credit Union: 85% approved of 227Nationstar Mortgage LLC: 85% approved of 27WEOKIE Federal Credit Union: 89% approved of 287Oklahoma Educators Credit Union: 96% approved of 26Coastal Community Bank: 97% approved of 159

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Oklahoma County

LenderApprovalApprovedTaken upTypical loanLoans made
1Tinker Federal Credit Union75%649 / 86584%$55K548
2BOKF, National Association57%345 / 60995%$45K327
3BancFirst77%354 / 46187%$55K307
4WEOKIE Federal Credit Union89%256 / 287100%$55K255
5MidFirst Bank57%163 / 28498%$55K159

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 116 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Oklahoma County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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