Lender profile · HMDA 2023–2025
Union Savings Bank (Ohio) mortgage approval rates & lending data
Union Savings Bank (Ohio) decided 19,059 mortgage applications and funded 17,466 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 9,811 / 10,370 | 98% | $285K | 9,634 |
| Home improvement loans | 97% | 2,341 / 2,413 | 96% | $45K | 2,247 |
| Cash-out refinance | 88% | 1,564 / 1,771 | 96% | $155K | 1,509 |
| Refinance | 93% | 2,186 / 2,341 | 98% | $255K | 2,137 |
| Investment property purchase | 93% | 1,506 / 1,622 | 98% | $195K | 1,476 |
| Investment cash-out refinance | 78% | 137 / 176 | 99% | $155K | 136 |
| Investment refinance | 90% | 101 / 112 | 97% | $175K | 98 |
| Investment home improvement | 91% | 231 / 254 | 99% | $115K | 229 |
Union Savings Bank (Ohio) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 93% | $285K | 13,855 | 12,610 |
| Indiana | 95% | $255K | 3,061 | 2,848 |
| Pennsylvania | 97% | $255K | 1,227 | 1,175 |
| Florida | 92% | $395K | 367 | 332 |
| Kentucky | 94% | $395K | 306 | 284 |
| California | 96% | $1.09M | 45 | 41 |
| South Carolina | 97% | $365K | 32 | 29 |
| North Carolina | 89% | $255K | 27 | 22 |
| Tennessee | 95% | $625K | 19 | 18 |
| Michigan | 100% | $265K | 15 | 14 |
| New York | 100% | $1.11M | 15 | 14 |
| Georgia | 93% | $265K | 14 | 13 |
| Virginia | 77% | $405K | 13 | 9 |
| Illinois | 100% | $505K | 11 | 11 |
| Arizona | 86% | $555K | 7 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.