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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Franklin County, Ohio

Fat Boy Data analyzed home improvement loan activity in Franklin County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,701 applications were decided by 167 lenders between 2023 and 2025.

Franklin County at a glance

167Active lenders48 with 20+ decisions
62.2%Market approval rate9,763 of 15,701 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up9,071 loans funded

How Franklin County compares

Approval rate compared
Franklin County62.2%Ohio63.6%All 616 counties62.7%
Typical loan compared
Franklin County$85KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Franklin County, OH, 2,085 of them.

Education First Credit Union, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 114.

The typical home improvement loan here is $85K, 31% larger than the Ohio typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 30% approved of 300Alliant Credit Union: 36% approved of 22Bank of America, National Association: 38% approved of 282U.S. Bank National Association: 38% approved of 822Spring Eq, LLC: 42% approved of 165New American Funding, LLC: 50% approved of 22KeyBank National Association: 51% approved of 94CME Federal Credit Union: 53% approved of 86The Huntington National Bank: 58% approved of 3,782Kemba Financial Credit Union Inc: 58% approved of 1,846Wright-Patt Credit Union, Inc.: 59% approved of 984Fifth Third Bank, National Association: 59% approved of 1,284First Merchants Bank: 61% approved of 69First Financial Bank: 62% approved of 200Citizens Bank, National Association: 64% approved of 145Pentagon Federal Credit Union: 65% approved of 31PNC Bank, National Association: 65% approved of 906Third Federal Savings And Loan Association Of Cleveland: 65% approved of 978Fourleaf: 65% approved of 23Navy Federal Credit Union: 66% approved of 160Civista Bank: 67% approved of 42Guaranteed Rate, Inc.: 67% approved of 24Rocket Mortgage, LLC: 68% approved of 40The Park National Bank: 68% approved of 152First Commonwealth Bank: 68% approved of 164Credit Union of Ohio: 71% approved of 52The Middlefield Banking Company: 72% approved of 32Bridge Credit Union, Inc.: 72% approved of 32Telhio: 73% approved of 368The Vinton County N.A.tional Bank: 75% approved of 24Heartland Bank: 76% approved of 68Figure Lending LLC: 77% approved of 242The Union Bank Company: 78% approved of 40German American Bank: 79% approved of 53JPMorgan Chase Bank, National Association: 80% approved of 49CNB Bank: 80% approved of 30Crosscountry Mortgage, LLC: 81% approved of 31WesBanco Bank, Inc.: 81% approved of 330Baxter Credit Union: 82% approved of 33Nationstar Mortgage LLC: 83% approved of 35The State Bank and Trust Company: 86% approved of 85BMI Federal Credit Union: 91% approved of 310Homebridge Financial Services, Inc.: 92% approved of 25Union Home Mortgage Corp.: 93% approved of 27Lendage, LLC: 93% approved of 28Union Savings Bank: 98% approved of 390Coastal Community Bank: 99% approved of 274Education First Credit Union, Inc.: 99% approved of 114

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank58%2,183 / 3,78296%$85K2,085
2Kemba Financial Credit Union Inc58%1,071 / 1,84697%$65K1,036
3Fifth Third Bank, National Association59%762 / 1,28495%$85K722
4Wright-Patt Credit Union, Inc.59%576 / 98488%$55K504
5Third Federal Savings And Loan Association Of Cleveland65%637 / 97896%$65K609

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 162 more lenders.

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Other lending data for Franklin County

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Nearby markets

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