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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Franklin County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Franklin County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,551 applications were decided by 293 lenders between 2023 and 2025.

Franklin County at a glance

293Active lenders65 with 20+ decisions
69.9%Market approval rate10,165 of 14,551 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up9,643 loans funded

How Franklin County compares

Approval rate compared
Franklin County69.9%Ohio70.0%All 616 counties68.2%
Typical loan compared
Franklin County$155KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Franklin County, OH, 1,951 of them.

The Equitable Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical cash-out refinance here is $155K, 15% larger than the Ohio typical of $135K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 114Amerisave Mortgage Corporation: 24% approved of 677Lakeview Loan Servicing, LLC: 31% approved of 143Spring Eq, LLC: 37% approved of 52Carrington Mortgage Services, LLC: 42% approved of 424American Financing Corporation: 44% approved of 78New Day Financial, LLC: 44% approved of 193Newrez LLC: 53% approved of 410Village Capital & Investment LLC: 55% approved of 74New American Funding, LLC: 59% approved of 116First Financial Bank: 60% approved of 217Quorum Federal Credit Union: 60% approved of 25Loandepot.Com, LLC: 60% approved of 364Kemba Financial Credit Union Inc: 62% approved of 972Third Federal Savings And Loan Association Of Cleveland: 63% approved of 78Wells Fargo Bank, National Association: 64% approved of 88Onity Mortgage Corporation: 64% approved of 33Guaranteed Rate, Inc.: 64% approved of 47KeyBank National Association: 65% approved of 84Mutual of Omaha Mortgage, Inc.: 66% approved of 121Ruoff Mortgage Company, Inc.: 67% approved of 52Top Flite Financial, Inc.: 68% approved of 41Pathways Financial Credit Union, Inc.: 68% approved of 95Equity Prime Mortgage LLC: 69% approved of 42Advantagefirst Lending Inc.: 70% approved of 43Pennymac Loan Services, LLC: 70% approved of 262Freedom Mortgage Corporation: 70% approved of 347Flagstar Bank, National Association: 70% approved of 77United Wholesale Mortgage, LLC: 71% approved of 578Navy Federal Credit Union: 71% approved of 52U.S. Bank National Association: 72% approved of 203Wright-Patt Credit Union, Inc.: 73% approved of 59Fifth Third Bank, National Association: 74% approved of 210Sofi Bank, N.A.tional Association: 74% approved of 31Lower, LLC: 75% approved of 126T2 Financial LLC: 76% approved of 37GoodLeap, LLC: 76% approved of 272The Federal Savings Bank: 77% approved of 56Sun West Mortgage Company, Inc.: 77% approved of 35Nations Lending Corporation: 78% approved of 40Rocket Mortgage, LLC: 79% approved of 2,556PNC Bank, National Association: 79% approved of 91Cardinal Financial Company, Limited Partnership: 79% approved of 24Planet Home Lending, LLC: 79% approved of 29Telhio: 80% approved of 191Nationstar Mortgage LLC: 81% approved of 286The Huntington National Bank: 81% approved of 2,087Honda: 84% approved of 99Union Savings Bank: 85% approved of 208American Financial Network, Inc.: 85% approved of 27JPMorgan Chase Bank, National Association: 87% approved of 307Equity Resources, Inc.: 89% approved of 53United Mortgage Corp.: 94% approved of 36CME Federal Credit Union: 95% approved of 38Reliance First Capital, LLC: 96% approved of 69Union Home Mortgage Corp.: 96% approved of 70Crosscountry Mortgage, LLC: 96% approved of 122Nfm, Inc.: 98% approved of 50Coastal Community Bank: 100% approved of 53The Equitable Mortgage Corporation: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%2,010 / 2,55697%$155K1,951
2The Huntington National Bank81%1,699 / 2,08796%$155K1,626
3Kemba Financial Credit Union Inc62%599 / 97299%$65K591
4Amerisave Mortgage Corporation24%164 / 67798%$105K161
5United Wholesale Mortgage, LLCBroker only71%411 / 57897%$205K398

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 288 more lenders.

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Other lending data for Franklin County

Mortgage lenders in Franklin CountyHome improvement loans in Franklin CountyRefinance in Franklin CountyInvestment property purchase in Franklin CountyInvestment cash-out refinance in Franklin CountyInvestment refinance in Franklin CountyInvestment home improvement in Franklin County

Nearby markets

All lending in Franklin CountyCounty overviewCash-out refinance across OhioStatewideDelaware CountyNearby countyFairfield CountyNearby countyLicking CountyNearby county