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refinance lenders · HMDA 2023–2025

Refinance lenders in Franklin County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Franklin County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,717 applications were decided by 304 lenders between 2023 and 2025.

Franklin County at a glance

304Active lenders69 with 20+ decisions
76.1%Market approval rate9,684 of 12,717 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up9,075 loans funded

How Franklin County compares

Approval rate compared
Franklin County76.1%Ohio76.9%All 616 counties76.5%
Typical loan compared
Franklin County$145KOhio$105KAll 616 counties$295K

What the data shows

The Huntington National Bank made the most mortgage refinances in Franklin County, OH, 1,060 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 135.

The typical mortgage refinance here is $145K, 38% larger than the Ohio typical of $105K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 15% approved of 33American Financing Corporation: 18% approved of 28Discover Bank: 39% approved of 198Spring Eq, LLC: 42% approved of 43Carrington Mortgage Services, LLC: 49% approved of 41Lakeview Loan Servicing, LLC: 52% approved of 126Milend, Inc.: 56% approved of 34Mortgage Research Center, LLC: 61% approved of 107KeyBank National Association: 62% approved of 74The Huntington National Bank: 63% approved of 1,807CME Federal Credit Union: 63% approved of 35Royal United Mortgage LLC: 66% approved of 83Wright-Patt Credit Union, Inc.: 68% approved of 450Bank of America, National Association: 69% approved of 77Finance of America Reverse LLC: 70% approved of 33Kemba Financial Credit Union Inc: 70% approved of 845Navy Federal Credit Union: 70% approved of 27First Merchants Bank: 72% approved of 134Third Federal Savings And Loan Association Of Cleveland: 72% approved of 719Newrez LLC: 72% approved of 127Lower, LLC: 72% approved of 120Equity Resources, Inc.: 73% approved of 51The Park National Bank: 73% approved of 98Ruoff Mortgage Company, Inc.: 74% approved of 27First Financial Bank: 75% approved of 130Citizens Bank, National Association: 76% approved of 79Fifth Third Bank, National Association: 77% approved of 1,108Loandepot.Com, LLC: 77% approved of 31PNC Bank, National Association: 77% approved of 789First Commonwealth Bank: 78% approved of 118U.S. Bank National Association: 79% approved of 141Nationstar Mortgage LLC: 80% approved of 74Rocket Mortgage, LLC: 80% approved of 509Telhio: 80% approved of 60The Middlefield Banking Company: 81% approved of 32Planet Home Lending, LLC: 83% approved of 42Mutual of Omaha Mortgage, Inc.: 85% approved of 89United Wholesale Mortgage, LLC: 86% approved of 658German American Bank: 86% approved of 63Amerihome Mortgage Company, LLC: 86% approved of 50The Union Bank Company: 87% approved of 30Heartland Bank: 87% approved of 85Pennymac Loan Services, LLC: 88% approved of 196Village Capital & Investment LLC: 89% approved of 137CNB Bank: 90% approved of 29BMI Federal Credit Union: 90% approved of 90Endeavor Capital, LLC.: 91% approved of 44WesBanco Bank, Inc.: 91% approved of 78The State Bank and Trust Company: 91% approved of 112Union Savings Bank: 92% approved of 261JPMorgan Chase Bank, National Association: 93% approved of 193T2 Financial LLC: 93% approved of 28Fairway Independent Mortgage Corporation: 94% approved of 31The Equitable Mortgage Corporation: 96% approved of 49Union Home Mortgage Corp.: 97% approved of 125Freedom Mortgage Corporation: 97% approved of 383Guaranteed Rate, Inc.: 97% approved of 72Education First Credit Union, Inc.: 98% approved of 51Nfm, Inc.: 99% approved of 192Crosscountry Mortgage, LLC: 100% approved of 135

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank63%1,130 / 1,80794%$145K1,060
2Fifth Third Bank, National Association77%851 / 1,10897%$105K828
3Kemba Financial Credit Union Inc70%594 / 84599%$105K589
4PNC Bank, National Association77%611 / 78995%$115K583
5Third Federal Savings And Loan Association Of Cleveland72%520 / 71995%$145K493

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 299 more lenders.

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Other lending data for Franklin County

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Nearby markets

All lending in Franklin CountyCounty overviewRefinance across OhioStatewideDelaware CountyNearby countyFairfield CountyNearby countyLicking CountyNearby county