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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Ohio

Fat Boy Data analyzed cash-out refinance activity in Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 104,230 applications were decided by 571 lenders between 2023 and 2025.

Ohio at a glance

571Active lenders211 with 20+ decisions
70.0%Market approval rate73,009 of 104,230 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up69,347 loans funded

How Ohio compares

Approval rate compared
Ohio70.0%All 616 counties68.2%
Typical loan compared
Ohio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Ohio, 15,999 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 451.

The typical cash-out refinance here is $135K, 13% smaller than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 1,264Amerisave Mortgage Corporation: 26% approved of 5,282Lakeview Loan Servicing, LLC: 36% approved of 943American Financing Corporation: 41% approved of 666Spring Eq, LLC: 42% approved of 397Carrington Mortgage Services, LLC: 43% approved of 2,625New Day Financial, LLC: 43% approved of 1,863Newrez LLC: 50% approved of 2,740Quorum Federal Credit Union: 55% approved of 241Wells Fargo Bank, National Association: 55% approved of 614New American Funding, LLC: 56% approved of 1,003Village Capital & Investment LLC: 58% approved of 568Loandepot.Com, LLC: 60% approved of 2,690KeyBank National Association: 61% approved of 767Mutual of Omaha Mortgage, Inc.: 62% approved of 802Advantagefirst Lending Inc.: 63% approved of 264Kemba Financial Credit Union Inc: 63% approved of 1,424Navy Federal Credit Union: 64% approved of 556CANTON SCHOOL EMPLOYEES Federal Credit Union: 65% approved of 253Freedom Mortgage Corporation: 67% approved of 2,571Pennymac Loan Services, LLC: 68% approved of 1,721Third Federal Savings And Loan Association Of Cleveland: 69% approved of 753First Financial Bank: 70% approved of 1,674Guaranteed Rate, Inc.: 70% approved of 249Flagstar Bank, National Association: 70% approved of 475Day Air Credit Union, Inc.: 71% approved of 222Ruoff Mortgage Company, Inc.: 72% approved of 320U.S. Bank National Association: 72% approved of 1,402Fifth Third Bank, National Association: 72% approved of 1,805Lower, LLC: 73% approved of 444PNC Bank, National Association: 74% approved of 408GoodLeap, LLC: 74% approved of 1,580United Wholesale Mortgage, LLC: 74% approved of 4,193Citizens Bank, National Association: 74% approved of 628The Federal Savings Bank: 74% approved of 428Top Flite Financial, Inc.: 76% approved of 324Equity Prime Mortgage LLC: 76% approved of 307Sun West Mortgage Company, Inc.: 77% approved of 224Peoples Bank: 78% approved of 241Rocket Mortgage, LLC: 78% approved of 21,116Seven Seventeen Credit Union: 78% approved of 1,086Wright-Patt Credit Union, Inc.: 78% approved of 593Nationstar Mortgage LLC: 79% approved of 1,999Guardian Savings Bank: 80% approved of 364The Huntington National Bank: 82% approved of 13,678Equity Resources, Inc.: 82% approved of 328River Valley Credit Union, Inc.: 82% approved of 244Telhio: 83% approved of 370Honda: 84% approved of 262JPMorgan Chase Bank, National Association: 84% approved of 1,608Nations Lending Corporation: 85% approved of 265General Electric Credit Union: 86% approved of 641Union Savings Bank: 88% approved of 1,379First Federal Savings And Loan Association Of Lakewood: 88% approved of 320First Community Mortgage, Inc.: 91% approved of 238Crosscountry Mortgage, LLC: 91% approved of 1,125Union Home Mortgage Corp.: 93% approved of 457Stark: 95% approved of 249Reliance First Capital, LLC: 96% approved of 451Coastal Community Bank: 99% approved of 373

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Ohio

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%16,455 / 21,11697%$135K15,999
2The Huntington National Bank82%11,160 / 13,67896%$115K10,718
3Amerisave Mortgage Corporation26%1,376 / 5,28298%$95K1,347
4United Wholesale Mortgage, LLCBroker only74%3,101 / 4,19397%$195K3,015
5Newrez LLC50%1,383 / 2,74099%$115K1,364

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 566 more lenders.

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Other lending data for Ohio

Mortgage lenders in OhioHome improvement loans in OhioRefinance in OhioInvestment property purchase in OhioInvestment cash-out refinance in OhioInvestment refinance in OhioInvestment home improvement in Ohio

Counties in Ohio

Franklin CountyCountyCuyahoga CountyCountyHamilton CountyCountySummit CountyCountyMontgomery CountyCountyLucas CountyCountyButler CountyCountyStark CountyCountyLorain CountyCountyWarren CountyCountyLake CountyCountyMahoning CountyCounty