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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Butler County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Butler County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,387 applications were decided by 217 lenders between 2023 and 2025.

Butler County at a glance

217Active lenders40 with 20+ decisions
71.4%Market approval rate3,844 of 5,387 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,649 loans funded

How Butler County compares

Approval rate compared
Butler County71.4%Ohio70.0%All 616 counties68.2%
Typical loan compared
Butler County$145KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Butler County, OH, 760 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 55American Financing Corporation: 28% approved of 36Amerisave Mortgage Corporation: 34% approved of 235Lakeview Loan Servicing, LLC: 37% approved of 49Spring Eq, LLC: 37% approved of 27Quorum Federal Credit Union: 42% approved of 24Village Capital & Investment LLC: 44% approved of 32New Day Financial, LLC: 44% approved of 113Carrington Mortgage Services, LLC: 45% approved of 204Newrez LLC: 48% approved of 160Loandepot.Com, LLC: 59% approved of 148Wells Fargo Bank, National Association: 64% approved of 36Mutual of Omaha Mortgage, Inc.: 67% approved of 46Third Federal Savings And Loan Association Of Cleveland: 68% approved of 31New American Funding, LLC: 70% approved of 56Navy Federal Credit Union: 70% approved of 20Fifth Third Bank, National Association: 70% approved of 98First Financial Bank: 71% approved of 427Freedom Mortgage Corporation: 72% approved of 142Pennymac Loan Services, LLC: 73% approved of 112U.S. Bank National Association: 76% approved of 131The Huntington National Bank: 77% approved of 211JPMorgan Chase Bank, National Association: 78% approved of 40United Wholesale Mortgage, LLC: 78% approved of 317GoodLeap, LLC: 79% approved of 82Rocket Mortgage, LLC: 80% approved of 968Nationstar Mortgage LLC: 81% approved of 129Somerville Bank: 83% approved of 23The Federal Savings Bank: 84% approved of 25River Valley Credit Union, Inc.: 84% approved of 32Equity Prime Mortgage LLC: 85% approved of 20Guardian Savings Bank: 87% approved of 60Telhio: 87% approved of 77General Electric Credit Union: 87% approved of 174Aurgroup Financial Credit Union, Inc.: 89% approved of 53Union Home Mortgage Corp.: 90% approved of 29Union Savings Bank: 90% approved of 165Crosscountry Mortgage, LLC: 93% approved of 27First Community Mortgage, Inc.: 94% approved of 51Reliance First Capital, LLC: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Butler County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%776 / 96898%$145K760
2First Financial Bank71%303 / 42799%$105K299
3United Wholesale Mortgage, LLCBroker only78%248 / 31798%$205K242
4Amerisave Mortgage Corporation34%80 / 235100%$105K80
5The Huntington National Bank77%163 / 21195%$155K155

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 212 more lenders.

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