HomeOhioSummit CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Summit County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Summit County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,159 applications were decided by 220 lenders between 2023 and 2025.

Summit County at a glance

220Active lenders38 with 20+ decisions
70.6%Market approval rate4,348 of 6,159 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,136 loans funded

How Summit County compares

Approval rate compared
Summit County70.6%Ohio70.0%All 616 counties68.2%
Typical loan compared
Summit County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Summit County, OH, 1,059 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 85Amerisave Mortgage Corporation: 24% approved of 328Spring Eq, LLC: 29% approved of 24Lakeview Loan Servicing, LLC: 29% approved of 58American Financing Corporation: 35% approved of 31New Day Financial, LLC: 43% approved of 96Carrington Mortgage Services, LLC: 44% approved of 120Newrez LLC: 50% approved of 129Towpath Credit Union, Inc.: 50% approved of 24Wells Fargo Bank, National Association: 52% approved of 44Navy Federal Credit Union: 54% approved of 41Loandepot.Com, LLC: 59% approved of 158New American Funding, LLC: 60% approved of 58Mutual of Omaha Mortgage, Inc.: 62% approved of 55Village Capital & Investment LLC: 62% approved of 21Ruoff Mortgage Company, Inc.: 66% approved of 35U.S. Bank National Association: 66% approved of 98Pennymac Loan Services, LLC: 66% approved of 98Freedom Mortgage Corporation: 67% approved of 107PNC Bank, National Association: 68% approved of 28Flagstar Bank, National Association: 69% approved of 36KeyBank National Association: 70% approved of 57Fifth Third Bank, National Association: 71% approved of 69Third Federal Savings And Loan Association Of Cleveland: 72% approved of 71United Wholesale Mortgage, LLC: 73% approved of 196OC Federal Credit Union: 75% approved of 28Citizens Bank, National Association: 76% approved of 120Seven Seventeen Credit Union: 76% approved of 59GoodLeap, LLC: 78% approved of 94Top Flite Financial, Inc.: 78% approved of 23Rocket Mortgage, LLC: 80% approved of 1,363The Huntington National Bank: 81% approved of 1,296Nationstar Mortgage LLC: 81% approved of 113Peoples Bank: 82% approved of 33JPMorgan Chase Bank, National Association: 83% approved of 150Crosscountry Mortgage, LLC: 97% approved of 86Reliance First Capital, LLC: 100% approved of 28Coastal Community Bank: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Summit County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,086 / 1,36398%$125K1,059
2The Huntington National Bank81%1,049 / 1,29696%$95K1,006
3Amerisave Mortgage Corporation24%80 / 32899%$85K79
4United Wholesale Mortgage, LLCBroker only73%143 / 19697%$165K139
5Loandepot.Com, LLC59%93 / 15898%$145K91

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 215 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Summit County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Summit County

Nearby markets