refinance lenders · HMDA 2023–2025

Refinance lenders in Moore County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Moore County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,572 applications were decided by 135 lenders between 2023 and 2025.

Moore County at a glance

135Active lenders19 with 20+ decisions
81.0%Market approval rate1,273 of 1,572 decided
$325KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,157 loans funded

How Moore County compares

Approval rate compared
Moore County81.0%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Moore County$325KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Moore County, NC, 132 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical mortgage refinance here is $325K, 59% larger than the North Carolina typical of $205K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 28% approved of 40First National Bank of Pennsylvania: 51% approved of 45Lakeview Loan Servicing, LLC: 62% approved of 29Truist Bank: 69% approved of 64Bank of America, National Association: 75% approved of 24First-Citizens Bank & Trust Company: 76% approved of 90State Employees': 76% approved of 176Newrez LLC: 76% approved of 21Civic Federal Credit Union: 76% approved of 21The Fidelity Bank: 81% approved of 54PNC Bank, National Association: 81% approved of 27First Bank: 85% approved of 113Rocket Mortgage, LLC: 88% approved of 77Pennymac Loan Services, LLC: 92% approved of 66United Wholesale Mortgage, LLC: 94% approved of 120Crosscountry Mortgage, LLC: 96% approved of 27Freedom Mortgage Corporation: 98% approved of 123Village Capital & Investment LLC: 100% approved of 51Nfm, Inc.: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Moore County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'76%134 / 17699%$105K132
2Freedom Mortgage Corporation98%121 / 12374%$405K90
3United Wholesale Mortgage, LLCBroker only94%113 / 12088%$435K100
4First Bank85%96 / 11397%$155K93
5First-Citizens Bank & Trust Company76%68 / 90100%$225K68

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 130 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Moore County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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