refinance lenders · HMDA 2023–2025

Refinance lenders in Cumberland County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Cumberland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,473 applications were decided by 178 lenders between 2023 and 2025.

Cumberland County at a glance

178Active lenders32 with 20+ decisions
81.3%Market approval rate3,638 of 4,473 decided
$265KTypical loanmedian lender, $10K brackets
86%Borrower take-up3,114 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County81.3%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Cumberland County$265KNorth Carolina$205KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Cumberland County, NC, 431 of them.

Mortgage Solutions of Colorado, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 40.

The typical mortgage refinance here is $265K, 29% larger than the North Carolina typical of $205K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 19% approved of 37Carrington Mortgage Services, LLC: 41% approved of 41Homebridge Financial Services, Inc.: 54% approved of 24Navy Federal Credit Union: 54% approved of 59Bank of America, National Association: 57% approved of 37Lakeview Loan Servicing, LLC: 59% approved of 87Pentagon Federal Credit Union: 59% approved of 22State Employees': 62% approved of 219Mortgage Research Center, LLC: 62% approved of 306Milend, Inc.: 63% approved of 27Amerihome Mortgage Company, LLC: 65% approved of 20Planet Home Lending, LLC: 71% approved of 52Newrez LLC: 74% approved of 102First-Citizens Bank & Trust Company: 75% approved of 194Loandepot.Com, LLC: 78% approved of 40Truist Bank: 78% approved of 184PNC Bank, National Association: 79% approved of 78Royal United Mortgage LLC: 82% approved of 38Wells Fargo Bank, National Association: 82% approved of 28Rocket Mortgage, LLC: 86% approved of 247Pennymac Loan Services, LLC: 89% approved of 302New Day Financial, LLC: 90% approved of 30Nationstar Mortgage LLC: 90% approved of 41Village Capital & Investment LLC: 91% approved of 270Union Home Mortgage Corp.: 94% approved of 64Clearpath Lending: 94% approved of 33United Wholesale Mortgage, LLC: 95% approved of 611Crosscountry Mortgage, LLC: 95% approved of 42Sun West Mortgage Company, Inc.: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 600Mortgage Solutions of Colorado, LLC: 100% approved of 40LoanUnited.com, LLC: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only95%580 / 61187%$285K505
2Freedom Mortgage Corporation96%575 / 60075%$265K431
3Mortgage Research Center, LLC62%189 / 30697%$265K183
4Pennymac Loan Services, LLC89%270 / 30284%$245K228
5Village Capital & Investment LLC91%246 / 27056%$275K138

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 173 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Cumberland County

Nearby markets