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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Ontario County, New York

Fat Boy Data analyzed investment property refinance activity in Ontario County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 44 applications were decided by 22 lenders between 2023 and 2025.

Ontario County at a glance

22Active lenders0 with 20+ decisions
70.5%Market approval rate31 of 44 decided
$155KTypical loanmedian lender, $10K brackets
97%Borrower take-up30 loans funded

How Ontario County compares

Approval rate compared
Ontario County70.5%New York76.8%All 616 counties77.7%
Typical loan compared
Ontario County$155KNew York$485KAll 616 counties$235K

What the data shows

Home Town Funding, Inc. made the most investment property refinances in Ontario County, NY, 6 of them.

Lenders approved 70.5% of investment property refinance applications in Ontario County, NY, 6.3 percentage points below the New York rate of 76.8%.

The typical investment property refinance here is $155K, 68% smaller than the New York typical of $485K.

Investment property refinance lenders in Ontario County

LenderApprovalApprovedTaken upTypical loanLoans made
1ESL Federal Credit UnionLimited sample50%3 / 667%$125K2
2Home Town Funding, Inc.Limited sample100%6 / 6100%$405K6
3The Lyons N.A.tional BankLimited sample80%4 / 5100%$185K4
4Community Bank, National AssociationLimited sample100%4 / 4100%$155K4
5Five Star BankLimited sample67%2 / 3100%$205K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 17 more lenders.

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