Lender profile · HMDA 2023–2025
Home Town Funding, Inc. mortgage approval rates & lending data
Home Town Funding, Inc. decided 2,847 mortgage applications and funded 2,631 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,483 / 1,526 | 96% | $225K | 1,426 |
| Cash-out refinance | 97% | 276 / 284 | 95% | $235K | 263 |
| Refinance | 94% | 101 / 108 | 86% | $315K | 87 |
| Investment property purchase | 97% | 483 / 496 | 94% | $135K | 456 |
| Investment cash-out refinance | 97% | 370 / 380 | 94% | $165K | 348 |
| Investment refinance | 100% | 52 / 52 | 96% | $175K | 50 |
Home Town Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 97% | $225K | 2,707 | 2,512 |
| Florida | 96% | $415K | 75 | 65 |
| South Carolina | 89% | $345K | 18 | 15 |
| North Carolina | 100% | $305K | 12 | 10 |
| Alabama | 100% | $315K | 7 | 7 |
| Pennsylvania | 100% | $405K | 5 | 2 |
| New Jersey | 100% | $405K | 4 | 4 |
| Tennessee | 100% | $245K | 3 | 3 |
| Texas | 67% | $405K | 3 | 2 |
| Arizona | 100% | $275K | 2 | 1 |
| Connecticut | 100% | $685K | 2 | 1 |
| Indiana | 100% | $265K | 2 | 2 |
| District of Columbia | 100% | $165K | 1 | 1 |
| Georgia | 100% | $335K | 1 | 1 |
| Illinois | 100% | $875K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.