Investment property improvement lenders in Ontario County, New York
Fat Boy Data analyzed investment home improvement loan activity in Ontario County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 52 applications were decided by 14 lenders between 2023 and 2025.
Ontario County at a glance
How Ontario County compares
What the data shows
The Lyons N.A.tional Bank made the most investment home improvement loans in Ontario County, NY, 11 of them.
That is 34% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Lenders approved 63.5% of investment home improvement loan applications in Ontario County, NY, 20.0 percentage points above the New York rate of 43.5%.
The typical investment home improvement loan here is $105K, 49% smaller than the New York typical of $205K.
Investment property improvement lenders in Ontario County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Lyons N.A.tional BankLimited sample | 79% | 11 / 14 | 100% | $105K | 11 |
| 2 | ESL Federal Credit UnionLimited sample | 56% | 5 / 9 | 100% | $205K | 5 |
| 3 | The Canandaigua National Bank and Trust CompanyLimited sample | 78% | 7 / 9 | 100% | $105K | 7 |
| 4 | Community Bank, National AssociationLimited sample | 71% | 5 / 7 | 100% | $155K | 5 |
| 5 | Manufacturers and Traders Trust CompanyLimited sample | 100% | 2 / 2 | 50% | $85K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 9 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment home improvement loan lenders in Ontario County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.