HomeNew YorkJefferson CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Jefferson County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Jefferson County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 91 applications were decided by 33 lenders between 2023 and 2025.

Jefferson County at a glance

33Active lenders0 with 20+ decisions
80.2%Market approval rate73 of 91 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up69 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County80.2%New York76.5%All 616 counties73.1%
Typical loan compared
Jefferson County$135KNew York$425KAll 616 counties$205K

What the data shows

Watertown Savings Bank made the most investment cash-out refinances in Jefferson County, NY, 12 of them.

The typical investment cash-out refinance here is $135K, 68% smaller than the New York typical of $425K.

Investment property cash-out lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Watertown Savings BankLimited sample100%13 / 1392%$135K12
2Northern Credit UnionLimited sample100%12 / 12100%$155K12
3Loan Funder LLCLimited sample88%7 / 8100%$125K7
4Movement Mortgage, LLCLimited sample100%6 / 6100%$105K6
5Gouverneur Savings and Loan AssociationLimited sample100%6 / 6100%$135K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 28 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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