Lender profile · HMDA 2023–2025
Gouverneur Savings and Loan Association mortgage approval rates & lending data
Gouverneur Savings and Loan Association decided 373 mortgage applications and funded 289 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 163 / 215 | 98% | $135K | 160 |
| Home improvement loans | 83% | 29 / 35 | 100% | $45K | 29 |
| Cash-out refinance | 74% | 29 / 39 | 97% | $85K | 28 |
| Investment property purchase | 87% | 40 / 46 | 98% | $155K | 39 |
Gouverneur Savings and Loan Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 79% | $135K | 373 | 289 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.