refinance lenders · HMDA 2023–2025

Refinance lenders in Bernalillo County, New Mexico

Fat Boy Data analyzed mortgage refinance activity in Bernalillo County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,141 applications were decided by 205 lenders between 2023 and 2025.

Bernalillo County at a glance

205Active lenders45 with 20+ decisions
78.9%Market approval rate4,058 of 5,141 decided
$225KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,780 loans funded

How Bernalillo County compares

Approval rate compared
Bernalillo County78.9%New Mexico78.7%All 616 counties76.5%
Typical loan compared
Bernalillo County$225KNew Mexico$265KAll 616 counties$295K

What the data shows

Nusenda made the most mortgage refinances in Bernalillo County, NM, 795 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 71.

The typical mortgage refinance here is $225K, 15% smaller than the New Mexico typical of $265K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 12% approved of 25American Financing Corporation: 24% approved of 21Discover Bank: 32% approved of 114Mountain America Federal Credit Union: 44% approved of 59HTLF Bank: 53% approved of 32Homebridge Financial Services, Inc.: 54% approved of 46Mortgage Research Center, LLC: 55% approved of 92BMO Bank National Association: 56% approved of 27Loandepot.Com, LLC: 58% approved of 31Bank of America, National Association: 60% approved of 141Wells Fargo Bank, National Association: 60% approved of 47State Employees Credit Union: 61% approved of 33Lakeview Loan Servicing, LLC: 64% approved of 122PNC Bank, National Association: 67% approved of 52First Financial Credit Union: 68% approved of 40U.S. Bank National Association: 68% approved of 31Newrez LLC: 72% approved of 58Kind Lending, LLC: 74% approved of 57Navy Federal Credit Union: 76% approved of 21Sunflower Bank, National Association: 76% approved of 21BOKF, National Association: 77% approved of 171Finance of America Reverse LLC: 77% approved of 31Mutual of Omaha Mortgage, Inc.: 78% approved of 50U.S. Eagle: 81% approved of 42Sunward: 82% approved of 60Rio Grande Credit Union: 82% approved of 77Waterstone Mortgage Corporation: 82% approved of 40United Wholesale Mortgage, LLC: 83% approved of 468Nusenda: 84% approved of 977Sandia Area: 84% approved of 190Kirtland Federal Credit Union: 84% approved of 245Rocket Mortgage, LLC: 85% approved of 322Onity Mortgage Corporation: 86% approved of 21Amerihome Mortgage Company, LLC: 87% approved of 23Village Capital & Investment LLC: 87% approved of 85Pennymac Loan Services, LLC: 87% approved of 125Planet Home Lending, LLC: 89% approved of 27Lendage, LLC: 90% approved of 21Directors Mortgage, Inc.: 92% approved of 24Cmg Mortgage, Inc.: 92% approved of 40JPMorgan Chase Bank, National Association: 93% approved of 55Freedom Mortgage Corporation: 94% approved of 191Nationstar Mortgage LLC: 96% approved of 45Primary Residential Mortgage, Inc.: 97% approved of 61Guild Mortgage Company LLC: 97% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Bernalillo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda84%821 / 97797%$75K795
2United Wholesale Mortgage, LLCBroker only83%389 / 46894%$325K366
3Rocket Mortgage, LLC85%273 / 32290%$285K246
4Kirtland Federal Credit Union84%207 / 24595%$85K197
5Freedom Mortgage Corporation94%180 / 19182%$305K147

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 200 more lenders.

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