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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Bernalillo County, New Mexico

Fat Boy Data analyzed home purchase mortgage activity in Bernalillo County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 24,434 applications were decided by 358 lenders between 2023 and 2025.

Bernalillo County at a glance

358Active lenders94 with 20+ decisions
87.9%Market approval rate21,483 of 24,434 decided
$275KTypical loanmedian lender, $10K brackets
96%Borrower take-up20,618 loans funded

How Bernalillo County compares

Approval rate compared
Bernalillo County87.9%New Mexico83.4%All 616 counties87.6%
Typical loan compared
Bernalillo County$275KNew Mexico$275KAll 616 counties$335K

What the data shows

Waterstone Mortgage Corporation made the most home purchase mortgages in Bernalillo County, NM, 2,875 of them.

Nations Lending Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 76.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 14% approved of 456Credit Human Federal Credit Union: 25% approved of 11721St Mortgage Corporation: 28% approved of 971Triad Financial Services, Inc.: 45% approved of 164Bank of America, National Association: 74% approved of 255Sandia Area: 78% approved of 76Homebridge Financial Services, Inc.: 78% approved of 90U.S. Bank National Association: 78% approved of 105Kind Lending, LLC: 78% approved of 202Flagstar Bank, National Association: 79% approved of 127Wells Fargo Bank, National Association: 82% approved of 125Better Mortgage Corporation: 82% approved of 67Loandepot.Com, LLC: 82% approved of 168USAA Federal Savings Bank: 83% approved of 192BMO Bank National Association: 84% approved of 74Neighborhood Loans, Inc.: 84% approved of 74Pennymac Loan Services, LLC: 85% approved of 105Dhi Mortgage Company, Ltd.: 85% approved of 547Freedom Mortgage Corporation: 87% approved of 94Pulte Mortgage LLC: 88% approved of 323Plaza Home Mortgage, Inc.: 88% approved of 147Rocket Mortgage, LLC: 90% approved of 617American Pacific Mortgage Corporation: 90% approved of 119Mason Mcduffie Mortgage Corporation: 90% approved of 90Navy Federal Credit Union: 91% approved of 285Guaranteed Rate, Inc.: 91% approved of 277Hometrust Mortgage Company: 91% approved of 326Mortgage Research Center, LLC: 91% approved of 404BOKF, National Association: 91% approved of 993Builders Choice Mortgage LLC: 92% approved of 120Movement Mortgage, LLC: 93% approved of 136Cardinal Financial Company, Limited Partnership: 93% approved of 124United Wholesale Mortgage, LLC: 93% approved of 1,306Plains Commerce Bank: 93% approved of 115New American Funding, LLC: 93% approved of 74Kirtland Federal Credit Union: 94% approved of 205Nusenda: 94% approved of 775Directors Mortgage, Inc.: 95% approved of 569Sunflower Bank, National Association: 95% approved of 167Change Lending, LLC: 95% approved of 94JPMorgan Chase Bank, National Association: 95% approved of 510Cmg Mortgage, Inc.: 95% approved of 716Fairway Independent Mortgage Corporation: 95% approved of 82Primary Residential Mortgage, Inc.: 95% approved of 1,406Waterstone Mortgage Corporation: 96% approved of 3,019Guild Mortgage Company LLC: 97% approved of 2,417Sunward: 97% approved of 808Primelending, A Plainscapital Company: 97% approved of 423Van Dyk Mortgage Corporation: 97% approved of 100Bay Equity LLC: 97% approved of 67Click N' Close, Inc.: 97% approved of 203Rio Grande Credit Union: 97% approved of 68Mortgage Solutions of Colorado, LLC: 97% approved of 181Crosscountry Mortgage, LLC: 98% approved of 90Academy Mortgage Corporation: 98% approved of 161Calcon Mutual Mortgage LLC: 98% approved of 169Bell Bank: 98% approved of 234Evergreen Moneysource Mortgage Company: 99% approved of 83Gold Star Mortgage Financial Group, Corporation: 99% approved of 96Nations Lending Corporation: 100% approved of 76

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Bernalillo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Waterstone Mortgage Corporation96%2,908 / 3,01999%$235K2,875
2Guild Mortgage Company LLC97%2,338 / 2,41792%$245K2,156
3Primary Residential Mortgage, Inc.95%1,341 / 1,406100%$265K1,341
4United Wholesale Mortgage, LLCBroker only93%1,215 / 1,30698%$305K1,190
5BOKF, National Association91%908 / 99398%$315K888

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 353 more lenders.

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Other lending data for Bernalillo County

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Nearby markets

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