refinance lenders · HMDA 2023–2025

Refinance lenders in Sandoval County, New Mexico

Fat Boy Data analyzed mortgage refinance activity in Sandoval County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,839 applications were decided by 147 lenders between 2023 and 2025.

Sandoval County at a glance

147Active lenders20 with 20+ decisions
80.2%Market approval rate1,475 of 1,839 decided
$285KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,364 loans funded

How Sandoval County compares

Approval rate compared
Sandoval County80.2%New Mexico78.7%All 616 counties76.5%
Typical loan compared
Sandoval County$285KNew Mexico$265KAll 616 counties$295K

What the data shows

Nusenda made the most mortgage refinances in Sandoval County, NM, 172 of them.

Village Capital & Investment LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 41.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 36Newrez LLC: 48% approved of 27Bank of America, National Association: 50% approved of 44Mountain America Federal Credit Union: 52% approved of 21State Employees Credit Union: 57% approved of 23PNC Bank, National Association: 58% approved of 24Mortgage Research Center, LLC: 66% approved of 41Loandepot.Com, LLC: 67% approved of 21Lakeview Loan Servicing, LLC: 68% approved of 38Sandia Area: 77% approved of 88Primary Residential Mortgage, Inc.: 80% approved of 20Rocket Mortgage, LLC: 81% approved of 121Nusenda: 82% approved of 217Pennymac Loan Services, LLC: 88% approved of 58BOKF, National Association: 88% approved of 43Kirtland Federal Credit Union: 89% approved of 81United Wholesale Mortgage, LLC: 89% approved of 199Guild Mortgage Company LLC: 93% approved of 30Freedom Mortgage Corporation: 95% approved of 116Village Capital & Investment LLC: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Sandoval County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda82%179 / 21796%$75K172
2United Wholesale Mortgage, LLCBroker only89%177 / 19995%$365K168
3Rocket Mortgage, LLC81%98 / 12193%$285K91
4Freedom Mortgage Corporation95%110 / 11678%$345K86
5Sandia Area77%68 / 8899%$85K67

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 142 more lenders.

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