Lender profile · HMDA 2023–2025
Kirtland Federal Credit Union mortgage approval rates & lending data
Kirtland Federal Credit Union decided 1,353 mortgage applications and funded 994 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 249 / 268 | 80% | $305K | 199 |
| Home improvement loans | 75% | 396 / 525 | 95% | $55K | 375 |
| Cash-out refinance | 76% | 99 / 131 | 84% | $255K | 83 |
| Refinance | 86% | 290 / 339 | 96% | $85K | 278 |
| Investment property purchase | 91% | 30 / 33 | 93% | $245K | 28 |
| Investment home improvement | 69% | 18 / 26 | 72% | $95K | 13 |
Kirtland Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Mexico | 82% | $85K | 1,351 | 994 |
| Arizona | 100% | — | 1 | 0 |
| Virginia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.