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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Sarpy County, Nebraska

Fat Boy Data analyzed home improvement loan activity in Sarpy County, Nebraska to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,133 applications were decided by 79 lenders between 2023 and 2025.

Sarpy County at a glance

79Active lenders19 with 20+ decisions
76.8%Market approval rate1,637 of 2,133 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,529 loans funded

How Sarpy County compares

Approval rate compared
Sarpy County76.8%Nebraska74.9%All 616 counties62.7%
Typical loan compared
Sarpy County$55KNebraska$55KAll 616 counties$75K

What the data shows

Centris Federal Credit Union made the most home improvement loans in Sarpy County, NE, 281 of them.

Cobalt Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 42% approved of 36Spring Eq, LLC: 43% approved of 30Discover Bank: 51% approved of 61U.S. Bank National Association: 52% approved of 151Pentagon Federal Credit Union: 55% approved of 31BMO Bank National Association: 57% approved of 44Navy Federal Credit Union: 70% approved of 90First Interstate Bank: 72% approved of 36First National Bank of Omaha: 75% approved of 315Figure Lending LLC: 79% approved of 43Centris Federal Credit Union: 81% approved of 372Metro Cu: 83% approved of 182Union Bank and Trust Company: 85% approved of 27American National Bank: 86% approved of 42Northwest Bank: 87% approved of 23Pinnacle Bank: 87% approved of 70Veridian Credit Union: 88% approved of 295Coastal Community Bank: 100% approved of 47Cobalt Credit Union: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Sarpy County

LenderApprovalApprovedTaken upTypical loanLoans made
1Centris Federal Credit Union81%301 / 37293%$55K281
2First National Bank of Omaha75%237 / 31597%$55K229
3Veridian Credit Union88%261 / 29598%$55K256
4Metro Cu83%151 / 18291%$65K137
5U.S. Bank National Association52%79 / 15197%$55K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 74 more lenders.

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