HomeNebraskaSarpy CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Sarpy County, Nebraska

Fat Boy Data analyzed mortgage refinance activity in Sarpy County, Nebraska to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,201 applications were decided by 155 lenders between 2023 and 2025.

Sarpy County at a glance

155Active lenders25 with 20+ decisions
86.1%Market approval rate1,896 of 2,201 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,783 loans funded

How Sarpy County compares

Approval rate compared
Sarpy County86.1%Nebraska84.8%All 616 counties76.5%
Typical loan compared
Sarpy County$255KNebraska$205KAll 616 counties$295K

What the data shows

First National Bank of Omaha made the most mortgage refinances in Sarpy County, NE, 139 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical mortgage refinance here is $255K, 24% larger than the Nebraska typical of $205K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 49First Interstate Bank: 69% approved of 29Mortgage Research Center, LLC: 70% approved of 79Lakeview Loan Servicing, LLC: 75% approved of 40U.S. Bank National Association: 79% approved of 34Centris Federal Credit Union: 81% approved of 168Guild Mortgage Company LLC: 82% approved of 22West Gate Bank: 82% approved of 28Charter West Bank: 83% approved of 24Newrez LLC: 84% approved of 31Rocket Mortgage, LLC: 84% approved of 129First National Bank of Omaha: 85% approved of 168American National Bank: 88% approved of 34Planet Home Lending, LLC: 88% approved of 34Pinnacle Bank: 89% approved of 82Cobalt Credit Union: 92% approved of 143United Wholesale Mortgage, LLC: 95% approved of 141Veridian Credit Union: 96% approved of 142Village Capital & Investment LLC: 96% approved of 24Cmg Mortgage, Inc.: 96% approved of 28Core Bank: 97% approved of 38Pennymac Loan Services, LLC: 97% approved of 79Freedom Mortgage Corporation: 99% approved of 98Guaranteed Rate, Inc.: 100% approved of 39Churchill Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Sarpy County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Omaha85%142 / 16898%$105K139
2Centris Federal Credit Union81%136 / 16894%$95K128
3Cobalt Credit Union92%132 / 143100%$75K132
4Veridian Credit Union96%136 / 14299%$95K134
5United Wholesale Mortgage, LLCBroker only95%134 / 14193%$345K125

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 150 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Sarpy County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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