Lender profile · HMDA 2023–2025
Metro Cu mortgage approval rates & lending data
Metro Cu decided 1,082 mortgage applications and funded 784 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 130 / 152 | 98% | $245K | 128 |
| Home improvement loans | 77% | 596 / 777 | 92% | $55K | 546 |
| Cash-out refinance | 80% | 61 / 76 | 95% | $105K | 58 |
| Refinance | 78% | 43 / 55 | 93% | $315K | 40 |
Metro Cu lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 78% | $55K | 1,078 | 781 |
| Arizona | 100% | $395K | 2 | 2 |
| Minnesota | 100% | $335K | 1 | 1 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.